Marion County property tax: 2025 rates and homestead

At a glance

2025 millage, City of Ocala (district 1001)	17.1370
2025 millage, unincorporated (district 9001)	15.3493
Marion County general fund rate	3.0900 (below the 3.1516 rollback rate)
2025 school millage	6.3200
Homestead deadline	March 1
Where to file	Marion County Property Appraiser, 501 SE 25th Avenue, Ocala

Marion County millage rates by city and district

Every parcel in Marion sits in a numbered tax district, and the district decides which levies land on the bill. The Department of Revenue's copy of the county's 2025 final millage sheet lists 16 districts, from 12.3718 mills in McIntosh to 18.8555 in the first downtown Ocala development district. A mill is $1 of tax for every $1,000 of taxable value.

What every Marion bill shares

Three layers apply countywide. The Board of County Commissioners levied 4.0200 mills in 2025 (3.0900 general fund, 0.8300 fine and forfeiture, 0.1000 health). The school board levied 6.3200: 3.0720 required local effort, 0.7480 discretionary operating, 1.5000 capital outlay and 1.0000 of voter-approved millage. Then a water management district adds 0.1793 mills in the St. Johns River district or 0.1831 in the Southwest Florida district, depending on which side of the line the parcel falls.

2025 total by district

District (code)	2025 total millage	2021 total
City of Ocala (1001)	17.1370	18.1596
Ocala, Southwest Florida WMD side (1005)	17.1408	18.1942
Ocala downtown development district A (1002)	18.8555	19.8781
City of Belleview (2001)	16.6293	17.6519
City of Dunnellon (3002)	16.3181	19.1865
Town of McIntosh (4001)	12.3718	14.0419
Town of Reddick (6001)	15.3493	16.3719
Unincorporated, St. Johns River WMD (9001)	15.3493	16.3719
Unincorporated, Southwest Florida WMD (9002)	15.3531	16.4065
Marion Oaks (8002)	16.3731	17.4265
Silver Springs Shores (7011)	18.3493	19.3719
Rainbow Lakes Estates (5002)	17.4531	19.1265
Hills of Ocala (5072)	15.5331	16.5865
The Villages, Marion portion (6701)	15.3493	16.3719

Why Ocala and the county differ

Inside Ocala the city levies 6.6177 mills and runs its own police and fire service, so city parcels skip the county's 3.7200-mill law enforcement unit and 1.1100-mill fire and EMS unit. Unincorporated parcels pay both of those instead. That is why a Reddick or unincorporated bill lands at 15.3493 while Ocala sits at 17.1370. Special taxing units add more: Silver Springs Shores carries its own 3.0000 mills, and Marion Oaks adds 1.0200 for its recreation unit.

What changed since 2021

Every district's total is roughly one mill lower than in 2021. The county general fund fell from 3.4500 to 3.0900, the school total from 6.9030 to 6.3200, and the St. Johns River rate from 0.2189 to 0.1793. The City of Ocala has kept 6.6177 mills throughout. Dunnellon made the biggest municipal cut, from 6.5000 to 4.6850.

Rollback rates for 2025-26

The Department of Revenue's levy comparison shows the county general fund was adopted at 3.0900, 2.0% under its rollback rate of 3.1516. The law enforcement and fire units kept their 2024 rates, which were 6.2% and 6.3% above rollback, and Ocala's 6.6177 was 5.8% above its rollback rate of 6.2532. Levying above rollback means more tax revenue as values rise, even with an unchanged rate.

Worked example: a typical Ocala home, with and without homestead

This uses Zillow's typical home value for Ocala in August 2026, $265,333, and the 2025 district 1001 rate of 17.1370. It treats that figure as the assessed value, which is a simplification: the appraiser sets value as of January 1, and for a long-held homestead the capped assessed value is often well below market. School levies (6.3200) and non-school levies (10.8170) are worked out separately, because the second homestead exemption does not reduce school tax. For 2025 that second exemption was worth up to $25,722.

The arithmetic

Line	With homestead	Without homestead
Assessed value	$265,333	$265,333
School taxable value	$265,333 minus $25,000 = $240,333	$265,333
School tax at 6.3200	$1,519	Included below
Non-school taxable value	$265,333 minus $50,722 = $214,611	$265,333
Non-school tax at 10.8170	$2,321	$265,333 x 17.1370 / 1,000 = $4,547
Estimated ad valorem tax	$3,840	$4,547
Paid in November (4% off)	$3,687	$4,365

The same home in Marion Oaks

Marion Oaks (district 8002) pays 16.3731 mills: no city levy, but the county law enforcement, fire and EMS and Marion Oaks recreation units. On Zillow's August 2026 value for ZIP 34473, $264,676, a homesteaded owner would pay about $3,666 in ad valorem tax and a non-homestead owner about $4,334. The parcel then adds flat charges covered below, which is why unincorporated bills often end up close to city bills. See the Marion Oaks guide for the community itself.

Reading the estimate

Homestead saves about $707 a year on the Ocala example. Your bill will differ with the appraiser's value, your district, any other exemption and the 2026 rates, which were on the August 2026 TRIM notice. The Property Appraiser's online tax estimator gives a parcel-level figure, but it leaves out widow, widower and disability exemptions.

Filing for the Marion County homestead exemption

You file with the Marion County Property Appraiser, not the tax collector. The deadline for 2027 exemptions is Monday, March 1, 2027, and you must own and live in the home as your permanent residence on January 1. The statewide rules are in our Florida homestead exemption guide; the Marion specifics follow.

Filing online

The appraiser's e-file system asks you to request a PIN first, then log in with your email and that PIN. It walks you through eligibility and the application, and it prompts for extra details if you are also porting a Save Our Homes benefit from a previous Florida homestead. The Department of Revenue says the appraiser may ask for a Florida driver license, vehicle registration, voter registration and your last IRS address as proof of residency.

Exemptions that need an office visit

The online system does not handle the senior, combat veteran, widow, widower or disability exemptions. For those, go to the office at 501 SE 25th Avenue in Ocala, open 8 a.m. to 4 p.m. on weekdays, or call 352-368-8300.

Parent or grandparent living quarters

Marion's appraiser points homesteaders to a lesser-known reduction under section 193.703, Florida Statutes. If you build or remodel living quarters for a parent or grandparent aged 62 or older, the added value can be excluded, up to 20% of the home's total assessed value. You apply every year before March 1.

Senior exemptions: which Marion governments offer them

Florida lets each county and city decide whether to grant extra relief to low-income owners aged 65 or older. In Marion the answer depends on where you live, according to the Property Appraiser's senior exemption notice.

The up-to-$50,000 senior exemption

Only the City of Belleview and the Town of McIntosh have adopted it, so it reduces only their city levies. The household income limit started at $20,000 and is indexed to inflation every year; the Department of Revenue publishes the current figure. The sworn income statement is due by March 1.

The long-term resident exemption

Marion County and the City of Ocala have adopted the version for owners aged 65 or older who have lived in the home for at least 25 years, whose just value was under $250,000 when they first qualified, and who meet the income limit. It exempts the full assessed value from county and city levies, though school tax still applies.

Who to call about other cities

The appraiser lists numbers for each taxing authority if you want to ask why one has not adopted an exemption: the county at 352-438-2300, Ocala at 352-629-8373, Belleview at 352-245-7021, Dunnellon at 352-465-8500 and McIntosh at 352-591-1047.

Save Our Homes and portability in Marion

Once homesteaded, your assessed value can rise by no more than 3% or the change in CPI, whichever is lower. For 2026 the cap was 2.7%, after 2.9% in 2025 and the full 3% in 2022 to 2024, per the Department of Revenue. Marion's taxable value grew 12.2% in 2025 to $38.03 billion, so long-held homesteads are often assessed far below market. A buyer's assessment resets to market value on the next January 1, so never budget from the seller's bill.

If you are moving from another Florida homestead, you can carry part of that capped difference into your Marion home by applying through the e-file system. The rules are in our Florida property tax guide.

Paying Marion County property taxes

The Marion County Tax Collector collects the bill; the main office is at 503 SE 25th Avenue in Ocala (352-368-8200). You can pay online through the tax roll search or sign up for email notices.

Discounts and due dates

The tax collector's calendar gives 4% off for payment by November 30, 3% in December, 2% in January and 1% in February. The full amount is due March 31, and unpaid real estate taxes become delinquent on April 1 with a 3% charge added. The tax certificate sale is held on or before June 1.

Installment plan

Applications for next year's quarterly plan are due by April 30. Installments are due June 30, September 30, December 31 and March 31.

Branch offices

All branches take property tax payments, Monday to Friday, 8 a.m. to 4 p.m.: the main office, plus Dunnellon, Belleview, Forest (Silver Springs), SR 200, North (US 441) and Summerfield. The Ocala Annex handles driver licenses only, and tax deed and certificate business is main office only. The office suggests Tuesday to Thursday mid-morning for shorter waits.

Flat fees that are not in the millage

Non-ad valorem assessments are flat charges for a service, not a percentage of value. In unincorporated Marion they are a large share of a modest bill.

Fire rescue assessment

On September 10, 2025, commissioners raised the residential fire rescue assessment from about $200 to about $284 per unit from October 1, 2025, as reported by Voice of South Marion. It has two parts: an availability charge that went from $150.74 to $207.44 per equivalent dwelling unit and a demand charge that went from $49.17 to $76.53. The county's own funding page still showed an older residential figure when we checked, so read the line on the actual bill.

Solid waste assessment

At the same hearing the residential solid waste assessment went from $87 to $215 a year, its first change since 2008, on a 3-2 vote.

Community units

Some areas add their own per-lot charges. Marion Oaks' general services unit bills $50 a parcel for mowing, street lighting and entrance upkeep on top of the 1.02-mill recreation levy. Call Municipal Services at 352-438-2650 to check a parcel.

How big these are countywide

The Department of Revenue's 2025-26 report puts Marion County government's non-ad valorem assessments at $105.7 million, led by about $57.8 million for fire and emergency medical services and $36.5 million for solid waste. Its cities levied another $18.2 million, all classed as fire. Marion shows no community development district assessments in the report, unlike Pasco or Sumter, but check any new subdivision's bill anyway.

Appealing your value in Marion County

Start by calling the Property Appraiser at 352-368-8300 if the value on your TRIM notice looks wrong. If that fails, petition the value adjustment board through the Marion County Clerk of Court. The filing fee is $50 per petition, plus $5 for each extra contiguous undeveloped parcel on a joint petition.

Deadlines and filing

Value petitions are due by 5 p.m. within 25 days after the TRIM notice is mailed, and the Clerk must physically receive them: a postmark is not enough. You can e-file at axia.marioncountyclerk.org or hand-deliver to the third floor of the Clerk's Annex at 19 N Pine Avenue. The Department of Revenue requires a partial payment of at least 75% of the ad valorem tax before the delinquency date while a value petition is pending.

The 2026 ballot: what Amendment 3 would mean in Marion

Amendment 3 on the November 2026 ballot would raise the homestead exemption for non-school taxes to $150,000 in 2027 and $250,000 in 2028, then index it for inflation, and would cut the cap on non-homestead assessment increases from 10% to 5%. It takes effect January 1, 2027 if approved.

Estimated effect on the Ocala example

Moving from $50,722 to $150,000 of non-school exemption shelters another $99,278. At Ocala's 2025 non-school rate of 10.8170 that is about $1,074 a year, and about $998 in Marion Oaks at 10.0531, before any rate changes local governments make in response. It does not touch the fire rescue or solid waste assessments. The statewide background is in our Florida property tax guide.

Marion County tax data at a glance

Median tax paid

The Census Bureau's 2024 American Community Survey puts the median real estate tax paid by Marion County homeowners at $2,012 a year ($2,233 with a mortgage, $1,751 without), with a median home value of $275,600. In the City of Ocala the median was $1,869 on a median value of $270,800. Those medians are low partly because Save Our Homes has held down assessments for long-term owners.

Taxable value growth

Countywide taxable value was $38.03 billion in 2025, up from $33.90 billion in 2024 and $29.84 billion in 2023. Ocala's taxable value reached $8.51 billion, up 10.2%, and its 6.6177-mill levy raised $56.3 million.

For the rest of the cost picture, see the Ocala cost of living guide.

Common questions

How much is property tax in Marion County, Florida?+

For 2025 the total rate was 17.1370 mills in the City of Ocala and 15.3493 in most unincorporated areas. On a $265,333 home with homestead that works out to about $3,840 a year in Ocala. The Census Bureau puts the median tax actually paid by Marion homeowners at $2,012 in 2024, because long-term owners have capped assessments.

How do I apply for homestead exemption in Marion County, Florida?+

File with the Marion County Property Appraiser by March 1. Request a PIN on the appraiser's homestead e-file page, then log in with your email and PIN to apply online. Senior, veteran, widow, widower and disability exemptions must be filed in person at 501 SE 25th Avenue, Ocala, or call 352-368-8300.

Can I apply for a Florida homestead exemption online in Marion County?+

Yes. The Marion County Property Appraiser runs an online homestead e-file system that also handles portability of a previous Florida homestead's Save Our Homes benefit. You need to request a PIN first. Additional exemptions for seniors, combat veterans, widows, widowers and people with disabilities are handled at the office instead.

Do you have to pay property taxes in Florida after age 65?+

Yes. Turning 65 does not end property tax in Florida. In Marion, low-income seniors may get extra relief only where a local government has adopted it: Belleview and McIntosh offer up to $50,000, while Marion County and Ocala offer the full exemption for owners with 25 years in the home, a just value under $250,000 and income under the limit. School tax still applies.

Why is my Marion County tax bill higher than the millage suggests?+

Flat non-ad valorem assessments are added on top. In unincorporated Marion the residential fire rescue assessment rose to about $284 and the solid waste assessment to $215 from October 2025, and areas such as Marion Oaks add their own per-parcel charges. Check each line on the tax collector's copy of the bill.

When are Marion County property taxes due?+

Bills are payable from November, with 4% off through November 30, 3% in December, 2% in January and 1% in February. The full amount is due March 31, and unpaid taxes become delinquent April 1 with a 3% charge. You can instead apply by April 30 for the next year's quarterly installment plan.

Marion County property tax: millage rates, homestead exemption and a worked bill

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