Collier County property tax rates by area
Millage is the tax per $1,000 of taxable value. Every Collier parcel pays the same county, school and water management levies, and the total then depends on whether the parcel is inside a city and which fire district covers it. The Collier County Property Appraiser lists every levy on its taxing authorities page. The figures below are the rates it shows for the 2026 preliminary tax roll, the rates printed on the August 2026 TRIM notices. Final rates are adopted at September budget hearings, so check your November bill.
The levies every parcel pays
| Levy | 2026 preliminary rate |
|---|---|
| Collier County general fund | 3.0107 |
| Conservation Collier | 0.2096 |
| Water pollution control program | 0.0246 |
| School board, local | 2.2480 |
| School board, state required | 1.8990 |
| Big Cypress Basin | 0.0978 |
| South Florida Water Management District | 0.0948 |
| Subtotal | 7.5845 |
Collier Mosquito Control adds 0.1331 in almost every millage area. School levies total 4.1470, which matters because the second homestead exemption does not reduce them.
Totals by city and fire district
We added the levies that apply in each common type of area. Special taxing units (street lighting, beautification, drainage or dredging) add small amounts in some neighborhoods, so treat these as the base rate before any local extras.
| Area | What is added to the subtotal | Estimated total |
|---|---|---|
| City of Naples | City 1.2900, mosquito 0.1331 | 9.0076 |
| City of Marco Island | City 1.2670, mosquito 0.1331 | 8.9846 |
| Unincorporated, North Collier Fire (NNF area) | Unincorporated MSTD 0.6844, fire 1.0000, mosquito 0.1331 | 9.4020 |
| Unincorporated, Greater Naples Fire | Unincorporated MSTD 0.6844, fire 2.0000, mosquito 0.1331 | 10.4020 |
| Unincorporated, North Collier Fire (BCF area) | Unincorporated MSTD 0.6844, fire 3.7500, mosquito 0.1331 | 12.1520 |
| Everglades City | City 6.6234, Ochopee fire 4.0000 | 18.2079 |
What changed from 2025
The Department of Revenue's comparison of adopted levies shows the county general fund at 3.0107 in both 2024 and 2025, above the 2025 rolled-back rate of 2.8564. The City of Naples adopted 1.2300 for 2025, and the preliminary 2026 figure is 1.2900. Marco Island went from 1.2400 to 1.2670 in 2025 and shows 1.2670 again for 2026. Everglades City adopted its rolled-back rate of 6.6558 in 2025 and shows 6.6234 for 2026.
Why a steady rate can still mean a higher bill
The appraiser's tax roll summary shows Collier's real property market value fell 3.15% for 2026, to $217.9 billion, yet taxable value rose 3.30% to $166.8 billion. Capped homestead values still climb toward market value each year, new construction joins the roll, and non-homestead caps work the same way. If a taxing authority holds its rate while taxable value grows, it collects more.
Worked example: tax on a typical Collier County home
This uses Zillow's typical home value for Collier County in August 2026, $550,723, and the 2026 preliminary total for an unincorporated home in the Greater Naples Fire district, 10.4020 mills. It assumes the assessed value equals that figure. In practice the appraiser values property as of January 1, and assessed value is often lower than a sale price. School and non-school levies are worked out separately, because the second homestead exemption (up to $26,411 for 2026, according to the Department of Revenue) applies to non-school taxes only.
The math, line by line
| Line | Homesteaded | Not homesteaded |
|---|---|---|
| Assessed value | $550,723 | $550,723 |
| School taxable value | $550,723 − $25,000 = $525,723 | $550,723 |
| School tax (4.1470) | $525,723 × 4.1470 ÷ 1,000 = $2,180 | $550,723 × 10.4020 ÷ 1,000 = $5,729 (all levies) |
| Non-school taxable value | $550,723 − $51,411 = $499,312 | $550,723 |
| Non-school tax (6.2550) | $499,312 × 6.2550 ÷ 1,000 = $3,123 | Included above |
| Estimated ad valorem tax | $5,303 | $5,729 |
| Paid in November (4% discount) | $5,091 | $5,500 |
The same home inside the City of Naples
At the city total of 9.0076, the same value works out to about $4,607 with homestead and $4,961 without. The city total is lower because city residents do not pay the unincorporated MSTD or a separate fire district levy. In a North Collier Fire (NNF) area at 9.4020, the figures are about $4,804 and $5,178.
What the estimate leaves out
Homestead is worth roughly $354 to $425 a year on a home at this value, depending on the area. That is smaller than many buyers expect, because Collier's millage is low and the school levies are a large share of it. The bigger long-term benefit is the Save Our Homes cap. Non-ad valorem charges (solid waste, CDD, some fire and water districts) are billed on top and are not in these figures. For insurance and other running costs, see the cost of living in Naples.
Collier County exemptions and how to file
The statewide exemptions (homestead, widows and widowers, disability, veterans) are explained in our Florida homestead exemption guide. What follows is how they work in Collier.
Homestead: in person only, by March 1
The Collier County Property Appraiser says new homestead applications must be made in person at one of its locations, before March 1 of the year you want the exemption. You must own the home and make it your permanent residence on January 1. Applications for the following year can be pre-filed any time after March 1. If you move, you file again for the new home, because the exemption does not transfer on its own.
What to bring to the appraiser's office
The appraiser asks for evidence of ownership, Social Security numbers for all applicants and spouses, and proof of residence dated before January 1: a Florida driver license, Florida vehicle registration and, if you vote, a Collier County voter registration. A declaration of domicile filed with the Clerk is optional. A trust needs a complete copy of the trust agreement, and anyone who had a residency-based exemption in another state needs a letter showing it was removed.
Senior exemption: up to $50,000
Collier County and the City of Naples both adopted the additional exemption for owners aged 65 or older, worth up to $50,000 on their levies. For the 2026 exemption, household adjusted gross income for 2025 could not exceed $38,686. You file form DR-501SC with income records, and income statements are due by June 1. Once approved, you do not reapply each year as long as you stay under the limit.
Long-term resident senior exemption
Collier County also adopted the long-term residency version, which exempts the full assessed value from the county's share of taxes when the home's just value is under $250,000, the owner is 65 or older, meets the income limit and has lived there for at least 25 years. Call the appraiser at (239) 252-8141 for the sworn statement.
Save Our Homes and portability in Collier County
After the first year of homestead, your assessed value can rise by no more than 3% or the change in the Consumer Price Index, whichever is lower. The Department of Revenue set that cap at 2.7% for 2026. When a homesteaded home sells, it is reassessed at full market value the next January 1, so the seller's tax bill is not a guide to yours.
Portability when you move within Florida
If you sell a Florida homestead and buy another within the rules, you can transfer up to $500,000 of the accumulated Save Our Homes benefit, as the Collier appraiser explains. Apply at the same time as the new homestead application. A portability petition to the value adjustment board costs $15, compared with $50 for most other petitions.
Paying Collier County property taxes
The Collier County Tax Collector mails bills on the last working day of October. Taxes are due November 1 and become delinquent on April 1, when a 3% penalty is added.
Early payment discounts
Pay in November for 4% off, December for 3%, January for 2% and February for 1%. The full amount is due in March. The tax collector's advice is to pay the amount in the box for the month you pay in, and to pay only once.
Card, eCheck and mail
An eCheck online is free. Credit and debit cards are accepted for current-year taxes only, with a convenience fee charged by the processor, Grant Street Group, of at least $2.50; the tax collector keeps none of it. By mail, send the lower portion of the notice to Collier County Tax Collector, Attn: Property Tax Department, 3291 Tamiami Trail East, Naples, FL 34112. Post-dated checks are not accepted.
Installments and deferrals
Under section 197.222 of the Florida Statutes you can pay in quarterly installments based on the previous year's tax, if that was more than $100; send the application to the tax collector. Homestead owners with low household income can apply to defer some or all of the tax by March 31. A deferral becomes a lien, and the tax collector must be named as loss payee on your fire insurance.
Charges that are not in the millage
Non-ad valorem assessments are flat charges set by each district and collected on the same bill. They do not appear on the TRIM notice, which the tax collector points out is one reason the November bill can differ from the August estimate.
What Collier bills carry
The Department of Revenue's 2025-26 report shows Collier County government levying about $50.9 million of non-ad valorem assessments, of which $39.0 million was solid waste and $11.9 million community development or redevelopment districts. Independent community development districts in newer communities add their own lines on top.
How to check a parcel before you buy
Search the parcel on the tax collector's site and open the latest bill. Read each non-ad valorem line and the district that levies it. If a CDD is listed, ask the district for the annual operations charge, the remaining bond balance and whether it can be paid off early. Our Florida CDD fees guide explains how the debt portion works.
Appealing a Collier County value
The property appraiser mails TRIM notices in mid-August. You have 25 days from the mailing date to file a petition with the value adjustment board (VAB), which the Collier Clerk administers. For the 2026 session the Clerk set the deadline as September 11, 2026, 5 p.m. in person or 11:59 p.m. online. Late petitions need a good-cause statement.
Fees and who decides
The filing fee is $50 per petition per parcel for most types and $15 for portability. Special magistrates hear the cases and make recommendations, and the board, made up of two county commissioners, one school board member and two citizen members, makes the final decision. Start with an informal review with the appraiser before filing.
Legislation and the 2026 ballot in Collier County
Amendment 3 on the November 3, 2026 ballot would raise the homestead exemption for non-school taxes to $150,000 in 2027 and $250,000 in 2028, then adjust it for inflation. People who are not Florida residents on December 31, 2026 would get the current exemption first, with the higher one starting in their fifth year. It would also cut the annual assessment cap on non-homestead property from 10% to 5%.
For the worked example above, the extra $98,589 of exemption in 2027 would be worth about $617 a year at the Greater Naples Fire non-school rate of 6.2550, or about $479 in the City of Naples, before any rate changes. The Collier Clerk has published Florida Association of Counties estimates of lost county revenue starting in fiscal 2028, so rates or services could change if it passes. The statewide rules are in our Florida property tax guide.
Collier County tax data and lookups
Median property tax paid in Collier County
The Census Bureau's American Community Survey (2020 to 2024) puts the median real estate taxes paid by Collier County homeowners at $3,386 a year, with a median owner-occupied home value of $540,700. Inside the City of Naples the medians are $8,353 in taxes and $1,525,600 in value, which shows how different the city is from the county as a whole.
How to look up a Collier property tax bill
Use the Tax Search on the Collier County Tax Collector's site to see current and past bills and print a receipt, since paid receipts are no longer mailed. For values, exemptions and the taxing district, search the parcel on the Collier County Property Appraiser's site, which also has a tax estimator. Questions about a specific non-ad valorem charge go to the district that levies it.
How Collier compares with Lee County
If you are also looking north of the county line, Lee County sets its rates by city and fire district in a similar way but adds more flat city charges. See the Lee County property tax guide if you are weighing both sides of the county line, and the Naples area guide for how the market compares.
Common questions
What is the property tax rate in Collier County?+
On the 2026 preliminary roll, Collier parcels pay 7.5845 mills in county, school and water management levies before local additions. Adding the city, fire district and mosquito levies gives about 9.0076 in the City of Naples, 8.9846 on Marco Island and 10.4020 in unincorporated areas served by Greater Naples Fire. Final rates are adopted in September.
Do you have to pay property taxes in Florida after age 65?+
Yes, age alone does not end property tax. In Collier, owners 65 or older with 2025 household income of $38,686 or less can get up to $50,000 more exemption from Collier County and the City of Naples, and long-term residents of 25 years with a home under $250,000 in just value can exempt the county share entirely. Low-income owners can also apply to defer taxes by March 31.
How much is property tax on a $400,000 house in Collier County?+
In the City of Naples at the 2026 preliminary total of 9.0076 mills, a $400,000 assessed value comes to about $3,249 a year with homestead and $3,603 without. In an unincorporated Greater Naples Fire area at 10.4020, the figures are about $3,736 and $4,161. Paying in November takes 4% off, and non-ad valorem charges are extra.
How do I find my property tax information in Collier County?+
Search by owner, address or parcel number in the Tax Search on the Collier County Tax Collector's website to see bills and payments. For assessed value, exemptions and your millage area, use the Collier County Property Appraiser's property search. Call the tax collector at 239-252-8171 or the appraiser at 239-252-8141.
How do I apply for homestead exemption in Collier County?+
Go in person to a Collier County Property Appraiser office before March 1. Bring proof of ownership, Social Security numbers for you and your spouse, and a Florida driver license, Florida vehicle registration and, if you vote, a Collier voter registration, all dated before January 1. Collier does not take new homestead applications online.
When are Collier County property taxes due?+
Bills are mailed on the last working day of October and are payable from November 1. You get 4% off in November, 3% in December, 2% in January and 1% in February. The full amount is due in March, and unpaid taxes become delinquent on April 1 with a 3% penalty.
How much does it cost to appeal a Collier County property value?+
The Collier Clerk charges $50 per petition per parcel for most value adjustment board petitions and $15 for portability petitions. You must file within 25 days of the TRIM notice mailing; the 2026 deadline was September 11, 2026. The fee is not refunded even if the board rejects a late filing.
Sources
- Collier County Property Appraiser: Taxing authorities and millage areas (2026 preliminary roll)
- Collier County Property Appraiser: Tax roll summary information
- Collier County Property Appraiser: Homestead exemption
- Collier County Property Appraiser: Senior citizen exemption
- Collier County Property Appraiser: Save Our Homes and portability
- Florida Department of Revenue: Table 1, comparison of taxes levied, Collier County, 2024-25 and 2025-26
- Florida Department of Revenue: Additional homestead exemption adjustment (revised January 2026)
- Florida Department of Revenue: Save Our Homes annual increase table (revised January 2026)
- Florida Department of Revenue: Non-ad valorem assessments by county, FY 2025-26
- Collier County Tax Collector: Property taxes
- Collier County Tax Collector: Real estate taxes
- Collier County Tax Collector: Property tax FAQ
- Collier County Tax Collector: Online payments
- Collier County Tax Collector: Tax deferrals
- Collier Clerk of the Circuit Court: Value Adjustment Board
- Collier Clerk of the Circuit Court: The effect of property taxes on Collier County
- Florida Department of State: Proposed constitutional amendments, General Election November 3, 2026
- Census Reporter: ACS 2020-2024 median real estate taxes and home value (B25103, B25077), Collier County and City of Naples
- Zillow Research: ZHVI county data, August 2026