At a glance
| 2025 millage, Jacksonville | 17.7412 |
|---|---|
| 2025 millage, Jacksonville Beach | 18.4452 |
| 2025 millage, Atlantic Beach | 17.2004 |
| 2025 millage, Neptune Beach | 17.8161 |
| Homestead deadline | March 1 |
Duval County property tax rates by city
Millage is the tax per $1,000 of taxable value. Jacksonville and Duval County are a consolidated government, so most of the county has a single rate. These are the 2025 final millages from the Duval County Property Appraiser, used on bills mailed in November 2025.
2025 rates by city and taxing area
| Taxing area | School millage | Non-school millage | Total 2025 millage |
|---|---|---|---|
| Jacksonville (General Services District and USD1) | 6.3430 | 11.3982 | 17.7412 |
| Jacksonville Beach (USD2) | 6.3430 | 12.1022 | 18.4452 |
| Atlantic Beach (USD3) | 6.3430 | 10.8574 | 17.2004 |
| Neptune Beach (USD4) | 6.3430 | 11.4731 | 17.8161 |
| Town of Baldwin (USD5) | 6.3430 | 12.6271 | 18.9701 |
Why rates differ inside the county
In the main Jacksonville district the total is made up of the school board (6.3430), the consolidated city and county government (11.1919), the St. Johns River Water Management District (0.1793) and the Florida Inland Navigation District (0.0270).
The beach cities and Baldwin pay a lower general government rate (7.9012, or 9.4208 in Baldwin) plus their own urban services district levy. That is why Atlantic Beach comes in slightly under Jacksonville while Jacksonville Beach is higher. Homes in the Jacksonville Beach area and Atlantic Beach are worth checking against the table.
Proposed 2026 rates were on the TRIM notices mailed in August 2026. The final rate is set in September and appears on the November bill.
The four smaller municipalities over five years
Because Jacksonville and Duval County are one consolidated government, the county has only four other municipalities. The Department of Revenue's municipal data shows how their own operating rates have moved:
| Municipality | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Jacksonville Beach | 3.9947 | 3.9947 | 3.9947 | 3.9947 | 3.9947 |
| Neptune Beach | 3.3656 | 3.3656 | 3.3656 | 3.3656 | 3.3656 |
| Atlantic Beach | 3.2285 | 3.1035 | 3.1035 | 2.8410 | 2.8410 |
| Baldwin | 2.5826 | 2.3732 | 2.0897 | 1.9620 | 1.9620 |
Jacksonville Beach and Neptune Beach have held their rates flat, while Atlantic Beach and Baldwin have cut theirs several times. Baldwin's rate is now about three-quarters of its 2021 level. These are the town levies only; each also pays the reduced general government rate shown above.
Taxable value by municipality
Jacksonville Beach had $6.20 billion of taxable value in 2025, up from $5.76 billion. Atlantic Beach reached $3.18 billion, Neptune Beach $1.47 billion and Baldwin $85 million. The rest of Duval's $117.8 billion roll sits in the consolidated City of Jacksonville.
Worked example: tax on a typical Duval County home
This example uses Zillow's typical home value for Duval County in August 2026, $294,579, and the 2025 Jacksonville (General Services District) millage of 17.7412. It assumes the property appraiser's assessed value equals that figure, which is a simplification: the just value on a tax roll is set as of January 1 and often differs from a sale price. The formula is taxable value × millage ÷ 1,000, worked out separately for school and non-school levies because the second homestead exemption does not apply to school taxes.
The math, line by line
| Line | Homesteaded | Not homesteaded |
|---|---|---|
| Assessed value | $294,579 | $294,579 |
| School taxable value | $294,579 − $25,000 = $269,579 | $294,579 |
| School tax | $269,579 × 6.3430 ÷ 1,000 = $1,710 | $294,579 × 17.7412 ÷ 1,000 = $5,226 (all levies) |
| Non-school taxable value | $294,579 − $50,722 = $243,857 | $294,579 |
| Non-school tax | $243,857 × 11.3982 ÷ 1,000 = $2,780 | Included above |
| Estimated ad valorem tax | $4,490 | $5,226 |
| If paid in November (4% discount) | $4,310 | $5,017 |
What the estimate leaves out
On these assumptions the homestead exemption is worth about $736 a year on a home at this value. Treat both figures as estimates only. Your actual bill depends on the appraiser's value, your exact taxing district, any other exemptions and the rates adopted for the year. Non-ad valorem assessments such as solid waste, stormwater, fire or CDD charges are billed on top and are not included here.
For wider running costs, including insurance and utilities, see the Jacksonville cost of living guide.
Duval County exemptions: the senior exemptions
The homestead exemption and statewide exemptions for veterans, widows and disabled owners are explained in our Florida property tax guide. In Duval you apply with the Duval County Property Appraiser by March 1, in person or by mail at 231 E. Forsyth Street, Suite 270, Jacksonville, FL 32202, or by fax or email. The customer service and exemptions line is (904) 255-5900.
Limited income senior exemption
The property appraiser says the original senior exemption in Duval is up to $50,000 and applies to county and municipal millages only, not school or water district taxes. For 2026 the household income limit is $38,686, based on the prior year's income. The Department of Revenue's municipal data records senior exemptions against city taxes in Atlantic Beach, Jacksonville Beach, Neptune Beach and Baldwin as well.
Long-term residency exemption
Since 2014, Duval has also offered the long-term residency senior exemption. It removes the City of Jacksonville's share of the tax, up to the home's assessed value, for seniors who have lived in a home with a just value under $250,000 for at least 25 years. It also applies to any municipal levy that has adopted it. Existing senior exemption holders must apply separately to get it.
Late filing and renewal
Senior applications are due March 1, but the appraiser may accept late applications up to 25 days after TRIM notices are mailed in mid-August. Since 2022 the senior exemptions renew automatically; a card arrives in the first quarter and you return it only if you no longer qualify.
Save Our Homes and portability in Duval County
Duval's taxable value rose from $79.4 billion in 2021 to $117.8 billion in 2025, so a buyer taking over a long-held homestead will often see a much higher bill than the seller paid. The home is reassessed on the next January 1, and portability from another Florida homestead is claimed on the homestead application. The rules are in our Florida property tax guide.
Paying Duval County property taxes
Duval bills are collected by the Duval County Tax Collector, part of the consolidated City of Jacksonville, with the statewide 4% to 1% early payment discounts from November to February and the quarterly installment option. The tax collector's own site was not reachable when this page was updated, so check it directly for current card fees, branch hours and the installment application.
Charges that are not in the millage
Flat charges on the Duval County bill
Non-ad valorem assessments are flat charges added to the bill rather than a rate on value. Depending on the parcel, these can include solid waste, stormwater and special district assessments.
If a home is in a community development district and you are weighing new construction in Jacksonville, ask for the CDD assessment on the specific lot, as it can add a meaningful amount to the annual bill. Flood insurance is a separate cost, and our Jacksonville flood zone guide covers how to check a parcel.
How to check a parcel before you buy
Look up the parcel on the tax collector's site and open the most recent bill. Each non-ad valorem line shows the levying authority and the amount. Note any CDD debt assessment and ask the district whether it can be prepaid, and ask the seller whether any special assessment has been approved but not yet billed.
What Duval bills as flat charges
The Department of Revenue's 2025-26 report shows the consolidated government levied about $164.6 million of non-ad valorem assessments in Duval County. Solid waste was the largest part at $95.4 million, followed by community development and redevelopment ($35.2 million) and water and sewer ($33.9 million). Duval reported no fire assessment in that report.
Appealing a Duval County value
The property appraiser mails TRIM notices in mid to late August, and that mailing starts the 25-day appeal period. The appraiser asks owners to request an informal review first. If that does not settle it, file a formal petition with the county's value adjustment board, which must receive it, not just have it postmarked, by the 25th day after the notices were mailed. The statewide rules on fees, evidence and partial payment are in our Florida property tax guide.
Legislation and the 2026 ballot in Duval County
Amendment 3 would raise the non-school homestead exemption to $150,000 in 2027 and $250,000 in 2028 (details in our Florida property tax guide). At the main Jacksonville non-school rate of 11.3982, the extra $98,589 of exemption would be worth about $1,124 a year to a homesteader before any rate changes. Because the consolidated government levies almost all of the non-school millage, the City of Jacksonville would carry most of the revenue change.
Duval County tax data: values, bills and budgets
Median property tax paid in Duval County
The Census Bureau's 2024 American Community Survey puts the median real estate taxes paid by Duval County homeowners at $2,566 a year, with a median owner-occupied home value of $333,700. That is the second lowest median of the counties on this site, after Polk.
How taxable value has changed
Department of Revenue data puts Duval County's total taxable value at $117.8 billion for 2025, up 7.9% from $109.1 billion in 2024 and up 48% from $79.4 billion in 2021. Growth has slowed from 13.9% in 2022 and 12.9% in 2023.
Common questions
Does Duval County have a senior property tax exemption?+
Yes. Duval offers the limited income senior exemption of up to $50,000 on county and municipal millages, and, since 2014, a long-term residency exemption that removes the City of Jacksonville's share of the tax for seniors who have lived 25 years in a home with a just value under $250,000. The 2026 income limit is $38,686.
What is the property tax rate in Jacksonville Beach?+
Jacksonville Beach (USD2) had a 2025 total of 18.4452 mills, higher than the 17.7412 in the main Jacksonville district. Its own city rate has been 3.9947 mills every year since 2021, according to the Department of Revenue, and it pays a reduced general government rate on top.
Can I file a late senior exemption in Duval County?+
The deadline is March 1, but the Duval County Property Appraiser says late senior applications may be accepted up to 25 days after TRIM notices are mailed in mid-August. You need the homestead application and form DR-501SC. Since 2022 the exemption renews automatically unless you no longer qualify.
How do I appeal my Duval County property value?+
Ask the property appraiser for an informal review after your TRIM notice arrives in mid to late August. If that does not resolve it, file a petition with the value adjustment board. It must be received, not just postmarked, by the 25th day after the notices were mailed.
How fast has Duval County taxable value grown?+
Department of Revenue data puts Duval's total taxable value at $117.8 billion for 2025, up 7.9% from 2024 and 48% from $79.4 billion in 2021. Annual growth has slowed from 13.9% in 2022 and 12.9% in 2023. Jacksonville Beach alone had $6.20 billion of taxable value in 2025.
What is the median property tax in Duval County?+
The Census Bureau's 2024 American Community Survey puts the median real estate taxes paid by Duval County homeowners at $2,566 a year, with a median home value of $333,700. Recent buyers usually pay more because the Save Our Homes cap resets on a sale.
Sources
- Duval County Property Appraiser: 2025 Final Millages chart
- Duval County Property Appraiser: Millage rates
- Duval County Property Appraiser: Homestead and other exemptions
- Duval County Property Appraiser: Truth in Millage (TRIM)
- Florida Department of Revenue: Property Tax Information for Homestead Exemption (PT-113)
- Florida Department of Revenue: Additional Homestead Exemption Adjustment (revised January 2026)
- Florida Department of Revenue: Save Our Homes annual increase table (revised January 2026)
- Florida Statutes: section 197.162, discounts for early payment
- Florida Department of State: Proposed Constitutional Amendments for the General Election, November 3, 2026
- Florida Department of Revenue: Petitions to the Value Adjustment Board (PT-101)
- Florida Department of Revenue: Property Tax Benefits for Persons 65 or Older (PT-110)
- Duval County Property Appraiser: Senior citizen homestead exemptions
- Florida Department of Revenue: 2025 municipal report (data book)
- Florida Department of Revenue: 2023 municipal report (data book)
- Florida Department of Revenue: 2021 municipal report (data book)
- Florida Department of Revenue: 2025 taxable value by county (data book)
- Florida Department of Revenue: 2022 taxable value by county (data book)
- Florida Department of Revenue: 2021 taxable value by county (data book)
- Florida Department of Revenue: Non-ad valorem assessments by county, FY 2025-26
- Census Reporter: Median real estate taxes paid (B25103), Duval County, ACS 2024 1-year
- Census Reporter: Median value (B25077), Duval County, ACS 2024 1-year