Boynton Beach home prices and market speed
The typical Boynton Beach home is worth about $403,500, down 0.3% on a year ago. Across the Miami–Fort Lauderdale–West Palm Beach metro, for-sale inventory is 14.3% lower than a year earlier. Prices are flat to slightly down and most homes sell below list price, so buyers have room to negotiate. Sellers do best pricing from recent closed sales rather than from older list prices.
| ZIP code | Typical home value | 12-month change |
|---|---|---|
| 33473 | $978,800 | +4.4% |
| 33472 | $458,700 | −1.1% |
| 33437 | $433,500 | −0.6% |
| 33436 | $410,800 | +0.6% |
| 33426 | $336,900 | +0.5% |
| 33435 | $308,300 | +1.7% |
Sources: Zillow Home Value Index (typical home value, all homes, August 2026); Zillow metro market data (days to pending, inventory and price cuts, August 2026; sale-to-list ratio, July 2026). Metro figures cover the wider region, not the city alone.
What a local agent helps you decide in Boynton Beach
Boynton Beach stretches from the Intracoastal Waterway west past Florida's Turnpike, and prices, taxes and building ages change a lot along that line. A local agent earns their fee on the decisions below, not on opening doors.
Whether the address is in the city at all
A Boynton Beach mailing address covers land inside city limits and a large area of unincorporated Palm Beach County, mostly to the west. The two carry different property tax rates and different local services, so the same price can mean a different yearly bill. The city limits section below shows how to check.
Which ZIP code matches your budget
Zillow's typical values in August 2026 ran from $308,335 in 33435 to $978,831 in 33473. That spread is wider than most nearby cities, so choosing the ZIP first narrows a search quickly.
What the home will cost each month
At the 7.03% average 30-year rate (Freddie Mac, week of September 24, 2026), principal and interest on the typical $403,510 home is about $2,423 a month with 10% down, before tax, insurance and any HOA fee. An agent who knows local insurance quotes and association fees can turn a list price into a real monthly figure.
Buying or selling from out of town
Many buyers here start the search remotely. Ask for video walk-throughs, a written list of known repairs and early copies of HOA or condo documents so you can decide before you fly in.
Buying a home in Boynton Beach: checks that change the price you pay
Get pre-approved at today's rate
Rates move the payment more than a small price cut does. A pre-approval letter based on the current rate also shows sellers you can close, which matters when you are asking for a price reduction.
Confirm the taxing district
Before you make an offer, look up the parcel on the Palm Beach County Property Appraiser site. The record shows whether it sits in the City of Boynton Beach or unincorporated county, which sets the millage on your future bill.
Look up the flood zone and evacuation zone
Use the FEMA Flood Map Service Center for the flood zone and Palm Beach County's Know Your Zone tool for the evacuation zone. They are different maps, and a home can be outside one and inside the other.
Get insurance quotes during your inspection period
Palm Beach County's average homeowners premium was $6,614 in state data as of September 30, 2024. Quotes vary by roof age, wind features and elevation, so get real quotes before your inspection period ends. Our Florida homeowners insurance guide explains what drives the price.
Read condo and HOA documents early
Florida requires an HOA disclosure summary before a contract, and condo buyers have review rights on the association's documents. Look at reserves, recent special assessments and any milestone inspection results. See our guide to buying a condo in Florida.
Use the market data in your offer
Across the Miami-Fort Lauderdale-West Palm Beach metro, homes sold for about 95.7% of list price in July 2026 and 18.9% of listings had a price cut. A listing that has sat well past the metro average gives you room to negotiate.
Selling a home in Boynton Beach
Price against 2026, not the 2024 peak
Zillow's typical value peaked at $437,958 in August 2024 and was $403,510 two years later, about 7.9% lower. Sellers who anchor on peak-era comparable sales usually end up cutting later.
Plan for a longer sale
Metro homes took about 98 days on average to reach a pending sale in August 2026, one day more than in July. Build that into your moving plans, and into any bridge loan or rent overlap.
Disclose flood, roof and storm history
Florida sellers must disclose known facts that materially affect value. Past water intrusion, roof age and permits for storm repairs are what buyers' insurers ask about. Our Florida seller disclosure guide covers the rules.
Know your net before you pick a price
Commission, documentary stamp tax on the deed and title costs come off the top. Run the numbers with our Florida closing costs guide so the list price you choose gives you the net you need.
Boynton Beach address or City of Boynton Beach? Why it matters
Many homes with a Boynton Beach postal address west of the Turnpike, including the age-restricted Valencia communities, sit in ZIP codes such as 33437 and 33473 that reach well beyond city limits. Don't assume the city boundary from the address.
Different tax rates
The 2025 total millage was 20.0080 mills for the main City of Boynton Beach tax code and 16.2652 mills for the base unincorporated Palm Beach County code, according to the county's final 2025 millage figures summarised in our Palm Beach County property tax guide. On a $403,510 taxable value, that gap is about $1,500 a year before exemptions.
Different services
Boynton Beach Utilities supplies water and wastewater to about 112,000 customers, including neighboring towns and some unincorporated areas, but handles stormwater only inside city limits. Police, fire, permits and code enforcement also depend on the jurisdiction.
How to check an address
Search the parcel on the Palm Beach County Property Appraiser site and read the tax district on the record. Ask the listing agent for the latest tax bill, too, since it shows every levy and any non-ad valorem charges.
Boynton Beach areas at a glance
Zillow tracks more than 50 named neighborhoods inside Boynton Beach. These are the broad areas most searches start with, using Zillow's August 2026 ZIP values.
Near the coast and downtown (33435)
East Boynton, around US 1 and the Intracoastal, had the lowest typical ZIP value at $308,335, up 1.7% on the year. It holds the city's beachfront park and Bethesda Hospital East on Seacrest Boulevard. Condos and townhomes pull a ZIP's typical value down, so compare houses with houses when you read the numbers.
Central Boynton between I-95 and Congress Avenue (33426 and 33436)
33426 had a typical value of $336,945 and 33436 $410,837. The Tri-Rail station on High Ridge Road sits in 33426, which helps if you commute by train.
West of Congress to the Turnpike (33437)
33437 had a typical value of $433,511, down 0.6%. Check each community's HOA rules, including whether it is age-restricted, before you book viewings.
Far west (33472 and 33473)
33472 had a typical value of $458,674 and 33473 $978,831, up 4.4%, the highest in the Boynton area. 33473 includes the GL Homes Valencia Del Mar community, where new homes are priced from about $1.2 million, which lifts the ZIP's typical value. See our Boynton Beach new construction guide for what is being built.
Local property checks before you commit
Flood cover and the CRS discount
Boynton Beach holds Class 5 in FEMA's Community Rating System, which cuts flood insurance premiums by 25% for properties in the Special Flood Hazard Area and 10% outside it. Standard homeowners policies do not cover flood, and a new NFIP policy usually has a 30-day waiting period.
King tides near the Intracoastal
The city says fall king tides can cause sunny-day flooding and some low-lying coastal areas sit less than 2 feet above sea level. If you are buying east of US 1, ask about past street and yard flooding during October and November tides.
Property tax after you buy
Your tax resets to market value after a sale. File for homestead with the Property Appraiser by March 1 if the home is your permanent residence. Boynton Beach is one of only two Palm Beach County cities, with Delray Beach, that has adopted the long-term resident senior exemption, which applies to the city portion of the bill for those who qualify.
HOA, condo and CDD charges
Western communities usually have HOA dues, and some newer ones carry assessments on the tax bill. Ask for the budget, reserve study and the last two years of meeting minutes. Our Florida CDD fees guide explains the tax-bill charges.
How to choose a Boynton Beach real estate agent
We don't rank agents or name a best realtor. These questions help you judge local experience for yourself.
Questions to ask before you sign
- How many Boynton Beach sales have you closed in the past year, and east or west of I-95?
- Have you handled sales in age-restricted communities, and do you know their approval process?
- How do you check city vs county status and flood history before an offer?
- What did your recent listings sell for against the asking price?
How commission works after 2024
No Florida law sets a commission rate; it is negotiated. Since August 17, 2024, buyers sign a written agreement setting their agent's pay before touring homes, and offers of buyer-agent pay no longer appear on the MLS. Our Florida commission guide covers the options.
Check the license
Look up any agent on the Florida DBPR license search to confirm an active license and see any disciplinary history.
Boynton Beach questions buyers ask
Why is Boynton Beach cheaper than Boca Raton?
It's cheaper mainly because of housing stock and location. Census 2020-2024 survey data put the median owner-occupied home value at $351,100 in Boynton Beach against $447,300 for Palm Beach County as a whole, and Zillow's typical value of $403,510 is about 70% of Boca Raton's $576,824. The city also has several Zillow neighborhoods with typical values under $150,000, which pulls the citywide figure down. It isn't cheaper than everywhere nearby: Zillow's typical Delray Beach value was $343,049. Compare both on our Boca Raton and Delray Beach pages.
What is the best neighborhood in Boynton Beach?
There isn't one answer, because it depends on budget, commute and home type. By Zillow value change, Chapel Hill (up 10.1%) and Seacrest Estates (up 9.0%) gained the most in the year to August 2026. Start with the ZIP that fits your budget, then compare HOA costs and flood zones street by street. For a wider view, read is Boynton Beach a good place to live.
What is the most expensive neighborhood in Boynton Beach?
By Zillow's August 2026 typical values, Diane Drive ($1,385,750) and Mission Hills ($1,340,219) were the highest, followed by Countryside Meadows ($939,004) and Chapel Hill ($855,136). The lowest typical values were in condo-heavy areas such as Pinepoint Villas ($131,177).
Common questions
Is Bright Florida Homes a real estate brokerage?+
No. Bright Florida Homes is an information and enquiry service. We publish guides on Florida towns and costs and, if you ask, introduce you to a licensed local agent in Boynton Beach. We don't list or sell homes ourselves, and any agreement you sign is directly with the agent and their brokerage.
Are home prices dropping in Boynton Beach?+
Only slightly. Zillow's typical Boynton Beach home value was $403,510 in August 2026, down 0.3% from a year earlier and about 7.9% below the August 2024 peak of $437,958. Over five years, values are still up 21.2%. Our Boynton Beach housing market page breaks the numbers down by ZIP and neighborhood.
How long does it take to sell a house in Boynton Beach?+
Across the Miami-Fort Lauderdale-West Palm Beach metro, homes took about 98 days on average to go under contract in August 2026, according to Zillow. Add 30 to 45 days for a financed closing. Well-priced homes in good condition often move faster than that average.
What is the property tax rate in Boynton Beach?+
The 2025 total millage for the main City of Boynton Beach tax code was 20.0080 mills, or about $20 per $1,000 of taxable value. Homes with a Boynton Beach address in unincorporated Palm Beach County paid a base of 16.2652 mills. Homestead exemptions reduce the taxable value for full-time residents.
Do I need flood insurance in Boynton Beach?+
Your lender requires it if the home is in a FEMA Special Flood Hazard Area and has a federally backed mortgage. Elsewhere it is optional but worth pricing, since standard homeowners policies exclude flood. Boynton Beach's Class 5 CRS rating gives up to a 25% discount on eligible flood policies.
Can you recommend the best realtor in Boynton Beach?+
We don't rank agents or name a single best realtor. We can introduce you to a licensed local agent who works in the part of Boynton Beach you are considering. Interview more than one, ask about recent local sales, and check any agent's license on the Florida DBPR website.
Is Boynton Beach part of Boca Raton?+
No. Boynton Beach is its own city in Palm Beach County, north of Delray Beach, which sits between it and Boca Raton. Some western areas with a Boynton Beach mailing address are in unincorporated Palm Beach County rather than any city.
Sources
- Zillow Research: Home Value Index, rent index and market data (August 2026)
- Freddie Mac: Primary Mortgage Market Survey (week of September 24, 2026)
- Census Reporter: ACS 2020-2024 5-year estimates, Boynton Beach, Delray Beach and Palm Beach County
- Bright Florida Homes: Palm Beach County property tax guide (2025 final millage)
- City of Boynton Beach: Utilities
- City of Boynton Beach: Community Rating System
- City of Boynton Beach: Resilient Boynton (king tides)
- Tri-Rail: Boynton Beach station
- Baptist Health: Bethesda Hospital East
- GL Homes: Valencia Del Mar
- Great Florida Insurance: Florida home insurance rates by county (OIR data)
- Palm Beach County: Know Your Zone
- FEMA: Flood insurance
- Florida Statutes 720.401: HOA disclosure summary
- Bright Florida Homes: Florida real estate commission guide
- Florida DBPR: License search