At a glance
| Government | Separate city in Duval County; kept its own government at the 1968 consolidation |
|---|---|
| Population | 13,513 (2020 census) |
| Housing units | 6,537 (2020 census) |
| Land area | About 3.5 square miles |
| Incorporated | 1926, as the Town of Atlantic Beach |
| ZIP code | 32233, shared with Mayport |
Is Atlantic Beach part of Jacksonville?
No. Atlantic Beach is the second largest of the Jacksonville Beaches communities, and when Duval County consolidated with Jacksonville in 1968 it kept its own municipal government, as did Jacksonville Beach, Neptune Beach and Baldwin. Residents still vote in Jacksonville's mayoral election and are represented on the Jacksonville City Council.
The city had 13,513 residents at the 2020 census, up from 12,655 in 2010, on about 3.5 square miles of land. It shares ZIP 32233 with Mayport.
Is Atlantic Beach a good area to buy in?
It is one of the most expensive parts of the Jacksonville area to buy into. Zillow's typical value in ZIP 32233 was $489,045 in August 2026, up 1.4% in a year, while citywide Jacksonville was $285,103, down 0.8%. That ZIP was the highest of any in our Jacksonville table.
What you get for that is the ocean, the Intracoastal and a small city with its own government. What you take on is flood exposure, coastal building rules on the oceanfront and a separate tax rate. Compare it with Jacksonville Beach to the south before you decide.
What Atlantic Beach is known for
The town started around a Flagler railroad station and the Continental Hotel, a summer resort between Pablo Beach and Mayport. In 1913 the Atlantic Beach Corporation began paving streets and installing water and sewer lines. The town was incorporated in 1926, and later growth followed Naval Station Mayport and the Mathews Bridge. The city added Seminole Beach in 1987 and extended its western boundary to the Intracoastal Waterway in 1996.
Water defines the place: about three quarters of the city's total area is water. The Adele Grage Cultural Center stands near the site of the old Flagler station.
Homes and prices in Atlantic Beach
Zillow does not publish a separate figure for the city in our data, so the closest measure is ZIP 32233: a typical value of $489,045 in August 2026. That ZIP also covers Mayport, Hanna Park and Dutton Island Preserve, so the figure blends different parts of the area. For how it compares with nearby ZIPs, see the Jacksonville ZIP code guide.
Houses
The city had 6,537 housing units at the 2020 census, with a homeowner vacancy rate of 1.0% and a rental vacancy rate of 5.6%. Streets range from the oceanfront to the marsh and the Intracoastal, so compare recent sales on the same street and ask how close each one was to the ocean or the marsh.
Condos and townhomes
If you are looking at an attached home near the water, ask for the association's milestone inspection and reserve study records. Our Jacksonville condo guide lists the documents to request.
Living in Atlantic Beach
Parks and the water
ZIP 32233 includes Hanna Park and Dutton Island Preserve on the city's parks list, and the city's western edge now runs to the Intracoastal Waterway.
Schools lookup
Duval County Public Schools assigns schools by address. Atlantic Beach Elementary and Mayport Coastal Sciences Middle both received an A in the state's 2025-26 grades, and Mayport Elementary a B. Confirm the zoned school for the exact home, and see the Jacksonville schools guide for choice options.
Getting around
The main roads are SR A1A and SR 10, Atlantic Boulevard, which has linked the Beaches with South Jacksonville, now San Marco, since 1910.
Utilities
Atlantic Beach is not in the service list published by Beaches Energy, which covers Jacksonville Beach and Neptune Beach, so ask the seller which electric provider serves the address and for recent bills.
Costs to check: tax rate, flood and coastal permits
Property tax
The Duval County Property Appraiser's 2025 final millage for Atlantic Beach was 17.2004, slightly below the 17.7412 inside the City of Jacksonville, because the Beaches towns pay a lower consolidated-government rate plus their own city levy. File for homestead by March 1 if it will be your main home. The Duval County property tax guide shows a worked bill.
Flood insurance
Check the FEMA flood map for every address. High-risk A, AE and coastal VE zones require flood insurance on federally backed mortgages, and a new NFIP policy usually takes effect 30 days after purchase. Sellers must disclose known flood damage, flood claims and federal flood aid at or before signing. Check the evacuation zone too. Our Jacksonville flood zone guide explains the map codes.
Coastal construction line
On beachfront lots, building seaward of the state's Coastal Construction Control Line needs a permit from Florida DEP. That matters if you plan to rebuild or add on.
Pros and cons of Atlantic Beach
Pros
- Ocean and Intracoastal frontage, with Hanna Park and Dutton Island Preserve in the same ZIP.
- Its own city government, with a 2025 total millage slightly below the City of Jacksonville's.
- Elementary and middle schools serving the area earned A and B grades for 2025-26.
Cons
- ZIP 32233 had the highest typical value in our Jacksonville table.
- Flood insurance and evacuation planning are part of owning here.
- Oceanfront rebuilding needs state coastal permits.
Common questions
What is the typical home value in Atlantic Beach, FL?+
Zillow's typical home value for ZIP 32233, which covers Atlantic Beach and Mayport, was $489,045 in August 2026, up 1.4% in a year. That was the highest of any ZIP in our Jacksonville table. Values vary a lot by distance to the ocean, so compare recent sales on the same street.
Is Atlantic Beach in the City of Jacksonville?+
No. Atlantic Beach kept its own city government when Jacksonville and Duval County consolidated in 1968. Its residents vote in Jacksonville's mayoral election and have representation on the Jacksonville City Council, but the city has its own council and sets its own city tax rate.
Do Atlantic Beach homes need flood insurance?+
Homes in high-risk FEMA zones such as AE or VE need flood insurance if the mortgage is federally backed. Much of the city's area is water, so check the flood map for the exact parcel. A new NFIP policy normally starts 30 days after purchase, so get quotes during your inspection period.
What is the property tax rate in Atlantic Beach, FL?+
The Duval County Property Appraiser's 2025 final total millage for Atlantic Beach was 17.2004, or about $17.20 per $1,000 of taxable value. That compares with 17.7412 inside the City of Jacksonville and 18.4452 in Jacksonville Beach. Non-ad valorem charges are added separately, so read the parcel's last tax bill.
How big is Atlantic Beach, FL?+
Atlantic Beach had 13,513 residents and 6,537 housing units at the 2020 census. The city covers about 13 square miles in total, but only about 3.5 square miles of that is land; the rest is water. It shares ZIP code 32233 with Mayport.
Sources
- Wikipedia: Atlantic Beach, Florida
- Zillow Research: Home value data (ZHVI, August 2026)
- City of Jacksonville: All parks (addresses)
- Jacksonville Today: Council approves $2B budget (2026 millage rates)
- FloodSmart (FEMA): What is my flood zone?
- FloodSmart (FEMA): Buy a flood insurance policy (30-day wait)
- Florida DEP: Coastal Construction Control Line program
- Florida Statutes 689.302: Flood disclosure in the sale of residential property
- Florida Division of Emergency Management: Know Your Zone
- Beaches Energy Services
- Florida Department of Education: 2025-26 school grades (released September 2026)
- Duval County Public Schools: School choice options
- Wikipedia: San Marco (Jacksonville)
- Duval County Property Appraiser: 2025 Final Millages chart
- Duval County Property Appraiser: Homestead and other exemptions
- Florida Legislature: Milestone inspections, section 553.899
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Antonio Roberts
Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.
Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.
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