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WINTER GARDEN NEIGHBORHOOD GUIDE

Living in Independence: homes, prices, HOA/CDD fees and what to check

Independence is a residential community with Winter Garden addresses along New Independence Parkway, where Orange County Public Schools runs Independence Elementary at 6255 New Independence Pkwy. Zillow's typical value for ZIP 34787 was $570,875 in August 2026. We could not verify Independence's HOA dues or CDD status from official sources, so check the tax bill and HOA documents for the specific home.

Researched September 25, 2026 · Bright Florida Homes
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At a glance

LocationSouthwest Orange County, Winter Garden addresses
Main roadNew Independence Parkway
Public school on siteIndependence Elementary, 6255 New Independence Pkwy (OCPS)
ZIP34787
ZIP typical value$570,875 (Zillow, August 2026)

What we could verify

Independence Elementary, an Orange County public school, sits at 6255 New Independence Parkway, Winter Garden 34787. The community's HOA website did not display content during our research, and we did not find an official CDD source during our research. Ask the seller or HOA management company for the governing documents, budget and any assessment figures.

City, county and tax

Much of the newer housing with Winter Garden and Windermere addresses sits in Horizon West, an unincorporated Orange County planning area of about 20,704 gross acres. Parcels there generally pay Orange County rather than City of Winter Garden millage (4.8565 mills for 2026-27). We could not confirm from an official source whether every part of Independence is inside or outside city limits, so look up the specific parcel on the Orange County Property Appraiser site.

Our Orange County property tax guide explains the millage stack.

Prices

Zillow's typical home value for Winter Garden was $566,535 in August 2026, down 1.0% on the year, and $570,875 for ZIP 34787. Zillow does not publish a separate figure for this neighborhood in our data, so use closed sales inside the community over the last six months as your guide. Across the Orlando metro, homes took a typical 70 days to go pending and 28.0% of listings had a price cut, which gives buyers some room to negotiate.

For newer homes in the wider area, see our Winter Garden new construction guide.

HOA and CDD

Florida law requires the initial sale contract for a home inside a Community Development District to carry a bold disclosure that the district may levy taxes or assessments. For a resale, read the latest Orange County tax bill, where CDD charges appear as separate lines. As a reference point, the Stoneybrook West CDD in west Orange County set FY2027 totals of $366.82 to $1,074.31 per home; districts with newer bonds are often higher.

Questions to ask the seller or HOA

  1. What are the current HOA dues, and what do they cover?
  2. Is there a CDD, and what are the operations and debt amounts for this lot?
  3. Are any special assessments planned or under discussion in recent board minutes?
  4. What are the rules on fences, pools, parking, short-term rentals and exterior changes?
  5. Is the association still controlled by the developer, or has it passed to residents?

Other checks before you buy

  • Look up the parcel on the Orange County Property Appraiser site and note the millage code and any non-ad valorem assessments.
  • Read the latest property tax bill. CDD assessments, where they exist, usually appear there as separate lines.
  • Ask the seller or HOA for the current HOA budget, dues and what they cover.
  • Order an HOA estoppel certificate early in the contract period.
  • Check the FEMA flood zone for the exact lot, especially near lakes and ponds.
  • Confirm school zoning with the Orange County Public Schools locator for the exact address.

Living near a school can mean morning and afternoon traffic on nearby streets. Visit at drop-off time if the home is close to New Independence Parkway.

Common questions

Is there a school in Independence, Winter Garden?+

Yes. Orange County Public Schools operates Independence Elementary at 6255 New Independence Parkway, Winter Garden. Not every home in the area is necessarily zoned to it, and zoning can change, so check the exact address with the OCPS school locator before relying on it.

Does Independence have CDD fees?+

We could not confirm the CDD status of Independence from an official source. Look at the Orange County property tax bill for the home you are considering, where CDD charges appear as separate non-ad valorem lines, and ask the seller or HOA for the current figures in writing.

What is the typical home value in Independence?+

Zillow does not publish a separate figure for Independence in our data. Zillow's typical home value for Winter Garden ZIP 34787 was $570,875 in August 2026, down 0.9% on the year. Price a specific home from recent closed sales inside the community.

Sources

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