WINTER GARDEN NEIGHBORHOOD GUIDE

Living in Summerlake: homes, prices, HOA/CDD fees and what to check

Summerlake is a residential community with Winter Garden addresses in the fast-growing southwest Orange County area, served by nearby Summerlake Elementary at 15450 Porter Road. Zillow's typical home value for Winter Garden ZIP 34787 was $570,875 in August 2026, but we could not verify Summerlake's HOA dues or CDD status from official sources. Check the tax bill and HOA budget for the specific home before comparing it.

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At a glance

LocationSouthwest Orange County, Winter Garden addresses
ZIP34787
Nearby public schoolSummerlake Elementary, 15450 Porter Rd (OCPS)
ZIP typical value$570,875 (Zillow, August 2026)

Summerlake at a glance

Summerlake is a residential community with Winter Garden 34787 addresses in southwest Orange County, and it shares its name with Summerlake Elementary, the K-5 public school at 15450 Porter Road. We could not find an official Summerlake HOA or CDD website during our research. Be careful with web searches: the Summer Lake Homeowners' Association that appears online is in Davie, in Broward County, not this community.

Is Summerlake a good area?

Judge it on three things you can check: what the HOA and any CDD cost, how a specific home prices against closed sales in the community, and whether the location fits your daily drives. The neighborhood sits among the newer communities of southwest Orange County, where new building continues nearby.

Builder competition

An April 2026 new-construction roundup named Summerlake Elementary as the school for D.R. Horton's Waterleigh, listed from $434,990. New homes nearby with builder incentives set the price a Summerlake resale competes with. See our Waterleigh page.

Porter Road traffic

Summerlake Elementary runs 8:45 a.m. to 3:00 p.m., with a 2:00 p.m. release on Wednesdays. Homes near Porter Road will see that traffic.

What Summerlake is known for

Locally, the name is most visible on Summerlake Elementary, whose mascot is Gary the Gator and whose colors are royal blue, lime green and white. Being named for the community does not mean every Summerlake home is zoned there, so check the address rather than the name.

Homes and prices

Resale homes

Summerlake sales are mostly resales. Zillow does not publish a Summerlake figure in our data, and 34787's typical value of $570,875 in August 2026 blends older and newer areas, so rely on closed sales of similar size and lot inside Summerlake.

Nearby new builds

Waterleigh homes in the April 2026 roundup ran from 1,567 to 3,327 square feet on 40 to 60 ft lots. Compare price per square foot and fees, not just list prices.

Living in Summerlake

Groceries and errands

Hamlin's town center on Lake Hancock has a Publix and more than 500,000 square feet of shops and dining. Time the drive from the address.

Outdoors

Horizon West Regional Park's first phase opened in 2026. Ask the HOA which pools, parks or trails belong to the community and what they cost to run.

Schools lookup

Use OCPS's Find My School tool with the street address and confirm with the district before you rely on a zone.

Costs: HOA, CDD and property tax

Two documents answer most cost questions: the latest Orange County tax bill, which lists any CDD, and the HOA budget with its current dues. Ask for an estoppel certificate during the contract. For why many homes with Winter Garden addresses pay county rather than city millage, see our Horizon West page and the Orange County property tax guide.

Before you make an offer

  1. Ask the listing agent for the name of the HOA's management company and request the budget, rules and last 12 months of minutes.
  2. Read the tax bill for any CDD line and note whether it includes bond debt.
  3. Pull the FEMA flood zone for the lot and get an insurance quote, including flood if the lot backs onto water.
  4. Look for permits on pools, screen enclosures and additions.
  5. Check the school zone for the street address with OCPS.

Pros and cons

Pro

Established homes near a public elementary school that carries the community's name.

Con

No official community source online, so every fee must come from the seller and HOA.

Common questions

What schools serve Summerlake in Winter Garden?+

Orange County Public Schools operates Summerlake Elementary at 15450 Porter Road, Winter Garden. A home in the Summerlake community is not automatically zoned to it, and zoning changes as new schools open. Enter the exact address in the OCPS school locator and confirm with the district.

Does Summerlake have a CDD?+

We could not confirm Summerlake's CDD status from an official source. Check the Orange County property tax bill for the specific home, where CDD charges appear as separate non-ad valorem lines, and ask the HOA or seller for the figures in writing before you make an offer.

How much are homes in Summerlake?+

Zillow does not publish a separate Summerlake figure in our data. Zillow's typical value for ZIP 34787 was $570,875 in August 2026, down 0.9% on the year. Use closed sales inside Summerlake over the last six months, adjusted for size, lot and condition, to judge a price.

Is the Summer Lake HOA in Davie the same as Summerlake in Winter Garden?+

No. The Summer Lake Homeowners' Association website that appears in searches is for a community in Davie, Broward County, with its own dues. Summerlake in Winter Garden is in Orange County. Get HOA documents for a Winter Garden home from the seller or the association's management company, not from that site.

Is Summerlake near new construction?+

Yes. An April 2026 roundup listed D.R. Horton's Waterleigh, from $434,990, as a Summerlake Elementary community, and other builders were selling in Horizon West in September 2026. New homes with incentives compete with Summerlake resales, so compare total monthly cost, including any CDD, before you decide.

Sources

Antonio Roberts
ABOUT THE AUTHOR

Antonio Roberts

Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.

Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.

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