Winter Garden ZIP codes by typical home value
| ZIP code | Typical home value | 12-month change |
|---|---|---|
| 34787 | $570,900 | −0.9% |
Zillow Home Value Index, August 2026, for ZIP codes Zillow assigns to Winter Garden. Some extend past city limits.
Every Winter Garden ZIP code
| ZIP | Type | What it covers |
|---|---|---|
| 34787 | Standard (street delivery) | The City of Winter Garden plus large unincorporated areas using a Winter Garden address, including much of Horizon West. Oakland also uses 34787 for part of the town. |
| 34777 | PO Box only | Post office boxes. No homes are assigned this ZIP. |
| 34778 | PO Box only | Post office boxes. No homes are assigned this ZIP. |
If you are searching listings, 34787 is the only Winter Garden ZIP code that returns homes. Listings in 34777 or 34778 are usually data errors.
What ZIP 34787 includes
34787 is large. It includes the historic downtown around Plant Street, older neighborhoods north of State Road 50, the Tildenville area, and newer subdivisions to the south and west. Horizon West, the Orange County master plan of about 20,704 gross acres, is unincorporated, and residents use Winter Garden, Windermere or Orlando mailing addresses according to where they sit.
The Town of Oakland, a separate municipality with 3,516 residents at the 2020 census, uses both 34760 and 34787. So a 34787 home could be in the City of Winter Garden, the Town of Oakland or unincorporated Orange County. Each has a different millage and different rules.
Home values inside 34787
Zillow's typical home value for 34787 was $570,875 in August 2026, slightly above the city-level figure of $566,535. The spread inside the ZIP is wide. Zillow's typical value for the Tildenville neighborhood was $306,224, down 2.8% on the year, while builder base prices in Horizon West communities such as Westhaven at Ovation start in the upper $400,000s for townhomes and low $700,000s for larger single-family plans.
That range is why a ZIP average is a weak guide to any one home. Ask for recent closed sales in the same subdivision, with similar lot size and age. Our Winter Garden neighborhoods guide breaks the area down further.
Nearby ZIP codes buyers often compare
- 34786 (Windermere). Parts of Horizon West and the Butler Chain of Lakes area use Windermere addresses. See our Lake Butler Sound page.
- 34760 (Oakland). Shared with 34787 for the Town of Oakland.
- 34711 and 34714 (Clermont). West across the Lake County line. Zillow's typical values were $428,094 and $409,760 in August 2026. See our Clermont ZIP code guide.
How to check what a 34787 address really means
- Look up the parcel on the Orange County Property Appraiser site and read the taxing district and millage code.
- Confirm city limits. Inside Winter Garden, the city millage for 2026-27 is 4.8565 mills. Outside, county rates apply instead.
- Check school zoning with the Orange County Public Schools locator. ZIP codes do not set school zones.
- Check for CDD or HOA assessments on the tax bill and in the listing disclosures.
- Check the FEMA flood zone for the exact parcel. Lake-adjacent lots can differ from the rest of the ZIP.
Our Orange County property tax page explains how the millage stack works.
How to use ZIP-level data without being misled
ZIP-level values are useful for spotting direction, not for pricing a home. Zillow's figure is a typical value across all homes in the ZIP, so a mix of older ranch homes, townhomes and large new builds all feed into the same number. If a ZIP has a burst of new construction, the typical value can move because of what was built rather than because existing homes changed in value.
For a buyer, the better question is what similar homes in the same subdivision sold for in the last three to six months. For a seller, it is which of those sales a buyer's appraiser would pick. Ask for closed sales, not active listings, and adjust for lot, age, condition and any CDD. Our Winter Garden new construction guide explains how CDD costs affect comparisons.
Market context for 34787
Winter Garden's typical value peaked in Zillow's August series at $596,471 in 2024 and has eased since. Over five years it is still up 26.2%. For sellers, that means pricing against recent closed sales rather than 2024 highs. For buyers, it means more room to negotiate on homes that have sat. See our Winter Garden home value page for the full trend.
Common questions
What is the ZIP code for Winter Garden, FL?+
Winter Garden's street-delivery ZIP code is 34787. The city also has two PO Box-only ZIP codes, 34777 and 34778, which are not assigned to homes. Parts of the surrounding area, including sections of Horizon West, use a Windermere 34786 address instead, so always confirm the ZIP for a specific property.
Is 34787 only the City of Winter Garden?+
No. ZIP 34787 also covers unincorporated Orange County, including much of Horizon West, and part of the Town of Oakland, which uses both 34760 and 34787. The ZIP does not tell you which city, school zone or tax district a home is in. Check the parcel record with the Orange County Property Appraiser.
What is the typical home value in 34787?+
Zillow's typical home value for ZIP 34787 was $570,875 in August 2026, down 0.9% from a year earlier. Values inside the ZIP vary widely, from older homes near Tildenville to new builds in Horizon West, so compare closed sales in the same subdivision rather than the ZIP figure.
Do Winter Garden ZIP codes decide school zoning?+
No. School zones in Orange County are set by Orange County Public Schools, not by ZIP code. Two homes in 34787 can be zoned to different schools. Use the OCPS school locator with the exact address and confirm with the district before you rely on a zone.
Sources
- Zip-Codes.com: Winter Garden, FL ZIP codes
- Zillow Research: Home value and market data (ZHVI), August 2026
- Orange County Government: Horizon West Special Planning Area
- Wikipedia: Horizon West, Florida
- Wikipedia: Oakland, Florida
- Toll Brothers: Westhaven at Ovation, Winter Garden
- Citizen Portal: Winter Garden adopts 2026-27 millage at 4.8565 mills