Where new homes are being built around Winter Garden
Horizon West is the main source of new homes with a Winter Garden mailing address. Orange County describes it as a special planning area of roughly 20,704 gross acres, adopted in 1995 and organised into villages and a town center surrounded by greenbelts. The county calls it the fastest growing community in unincorporated Orange County.
Because Horizon West is unincorporated, a home there can carry a Winter Garden or Windermere mailing address while sitting outside city limits. That matters for property tax: the City of Winter Garden millage (4.8565 mills for 2026-27) applies only to parcels inside the city. Check the parcel on the Orange County Property Appraiser site before you compare tax estimates, and read our Orange County property tax guide.
Our Horizon West guide covers the villages in more detail, and Hamlin covers the town center area where several newer neighborhoods sit.
Wikipedia describes Horizon West as a town center plus five mixed-use villages, Bridgewater, Lakeside, Hickory Nut, Ovation and Seidel, set within greenbelts. State Road 429, the Western Beltway toll road, runs through it, linking Ocoee to the north with Four Corners and I-4 to the south.
Builders and communities with published pricing
The table lists communities where we could confirm pricing on the builder's own website in September 2026. Builder prices change weekly and usually exclude lot premiums and options, so treat them as a starting point.
| Community | Builder | Home types | Published starting price |
|---|---|---|---|
| Hamlin Meadows | Dream Finders Homes | Townhomes; 40, 50 and 60 ft single-family | $434,990 (townhomes); $502,990 (40 ft); $617,990 (50 ft); $704,990 (60 ft) |
| Silverleaf Oaks | Pulte | Single-family | $434,990 |
| Westhaven at Ovation | Toll Brothers | Townhomes and single-family | Upper $400,000s (townhomes); upper $500,000s (Bungalows); low $700,000s (Retreat) |
| Winter Grove | Pulte | Estate-style single-family | $742,990 (listed as final opportunities) |
| Del Webb Oasis | Del Webb | 55+ single-family and villas | $416,990 (final homes, by appointment) |
Each community and builder
Hamlin Meadows (Dream Finders Homes)
Dream Finders listed townhomes from $434,990 and single-family homes on 40, 50 and 60 ft lots from $502,990, $617,990 and $704,990. It states the community has no CDD and includes 1G fiber internet through the HOA, plus a pool, playgrounds and parks. It is near the Hamlin town center on Lake Hancock, which has more than 500,000 square feet of shops, dining and entertainment including a Publix. See our Hamlin guide.
Silverleaf Oaks (Pulte)
Pulte listed single-family homes from $434,990 in September 2026. Ask Pulte for the CDD name, if any, and the HOA budget.
Westhaven at Ovation (Toll Brothers)
Toll Brothers listed townhomes from the upper $400,000s, Bungalows from the upper $500,000s and the Retreat collection from the low $700,000s. Ovation is one of the Horizon West villages.
Winter Grove (Pulte)
Pulte listed estate-style single-family homes from $742,990 as final opportunities. In a sell-out phase, ask what remains unbuilt nearby and when the HOA passes to resident control.
Del Webb Oasis (55+)
Del Webb listed final homes by appointment from $416,990. It is a gated 55+ community of 422 planned homes with a 12,000-square-foot clubhouse. See our Winter Garden 55+ guide.
Other builders reported in 2026
A real estate blog tracking the area in April 2026 also listed D.R. Horton at Waterleigh, Meritage at Highland Ridge, Taylor Morrison at Harvest at Ovation, M/I Homes at Lake Star at Ovation, Ashton Woods at Northlake at Ovation, K. Hovnanian at Horizon Isle and David Weekley at Oakland Park. We could not confirm current pricing for those on the builders' sites, and David Weekley no longer lists Oakland Park among its Orlando communities, so ask each sales office what is still available.
CDD and HOA costs explained
Many Horizon West and west Orange County neighborhoods sit inside a Community Development District (CDD). A CDD is a special-purpose government that can levy assessments to repay bonds for roads, drainage and amenities, plus a yearly operations and maintenance (O&M) charge. Florida law requires the initial sale contract for a home in a CDD to carry a bold disclosure that the district may levy taxes or assessments separate from county taxes.
Not every community has one. Dream Finders states that Hamlin Meadows has no CDD and includes fiber internet through the HOA. Other communities do. As a reference point, the Stoneybrook West CDD, an older district in west Orange County, adopted FY2027 totals of $366.82 to $1,074.31 per home depending on lot width, combining O&M and debt service. Newer districts with recent bond issues are often higher, so ask for the specific figure.
- Ask the builder for the CDD name, the current O&M and debt assessment for your lot type, and the year the bonds mature.
- Ask whether the debt portion can be prepaid at closing, and what the payoff would be.
- Get the HOA budget and dues in writing, including what the dues cover (internet, lawn care, gate staffing).
- Read the district's adopted budget on its website. Budgets usually include a per-unit assessment table by lot width.
For the HOA side, Florida law requires the seller to give you a disclosure summary before you sign. If you do not get one, you can cancel within 3 days of receiving it or before closing, whichever comes first.
New vs resale: compare the total monthly cost
A $450,000 townhome with a CDD and a $600,000 resale home without one can end up closer in monthly cost than the prices suggest. Build a like-for-like comparison: principal and interest at the current rate (Freddie Mac's 30-year average was 7.03% in the week of 24 September 2026), property tax on the expected assessed value, CDD, HOA and insurance quotes for the exact address.
Remember that a newly built home is often assessed at a higher value the year after closing, because the prior year's tax bill may have been for vacant land. Budget from the purchase price, not the builder's estimate of last year's taxes. Our Florida closing costs guide explains what else to expect at closing.
Zillow's typical home value for Winter Garden fell 1.0% in the year to August 2026 and sits below its August 2024 level of $596,471. In a flat market, resale sellers may negotiate on price, while builders more often offer closing-cost help or rate incentives. Compare both. Our Winter Garden ZIP code guide and home value page show where resale prices sit.
Inspections and warranties
Independent inspections
Hire your own inspector for pre-drywall and final walk-throughs. Builder and county inspections check code compliance, not workmanship on your behalf. Our home inspection checklist covers what to look for.
The builder warranty
Get the written warranty before signing. Note what is covered, for how long, and how to submit requests, and keep everything in writing.
Florida's defect notice rule
Under Chapter 558 of the Florida Statutes, a homeowner must serve a written notice of claim on the builder at least 60 days before filing a construction defect lawsuit, describing each defect, so the builder can inspect and offer to repair. Photos and dated records from move-in help.
Builder contract checks
- Deposit terms. Ask how much of the deposit is refundable and when it becomes non-refundable.
- Price escalation. Confirm whether the contract price is fixed or can change before closing.
- Lender incentives. Several builders advertise rate buydowns tied to their own lender. Compare the incentive against a price reduction from an outside lender's quote.
- Inspections. Hire your own inspector for pre-drywall and final walk-throughs. Our home inspection checklist covers what to look for.
- Future phases. Ask for the site plan and what is planned on vacant parcels next to your lot.
Buying new with a local agent
Builder sales staff work for the builder. A local agent can compare incentives across Horizon West communities, review the contract against resale options and attend inspections with you. Each builder sets its own rules on outside agents, and some want the agent named or present at your first visit, so ask before you tour models. We can introduce you to a local agent who works in west Orange County.
Common questions
Do all new homes in Winter Garden have a CDD?+
No. Some communities have a CDD and some do not. Dream Finders, for example, states that Hamlin Meadows has no CDD. Florida law requires a bold CDD disclosure in the initial sale contract for homes inside a district, so read the contract and ask the builder for the district name, the yearly assessment for your lot type and whether the debt portion can be prepaid.
Is Horizon West part of the City of Winter Garden?+
Horizon West is an unincorporated area of Orange County, according to the county and Census records. Homes there often use a Winter Garden or Windermere mailing address but are not inside city limits unless the parcel was annexed. Check the parcel on the Orange County Property Appraiser site to see which millage applies.
How much do new construction homes cost in Winter Garden?+
Builder sites checked in September 2026 showed starting prices from about $416,990 for final homes at Del Webb Oasis and $434,990 for townhomes at Hamlin Meadows, up to $704,990 for 60 ft lots at Hamlin Meadows and $742,990 at Winter Grove. Options and lot premiums are extra, so ask for a fully priced contract.
What does a CDD assessment look like on a tax bill?+
CDD assessments are usually collected as non-ad valorem assessments on the county property tax bill. The Stoneybrook West CDD budget shows FY2027 totals of $366.82 to $1,074.31 per home by lot width. Newer districts often charge more because their bonds are recent, so check the adopted budget for the specific district.
Which Winter Garden new construction community has no CDD?+
Dream Finders Homes states that its Hamlin Meadows community has no CDD and includes 1G fiber internet through the HOA. Other communities around Horizon West do sit in districts. Ask each builder for the district name and the yearly assessment for your lot type, and read the CDD disclosure in the contract.
Can I use my own agent to buy a new home in Winter Garden?+
Often, but each builder sets its own rules, and some want the agent named or present at your first visit to the sales center. Ask about the policy before touring models. The builder's sales team represents the builder, so an independent agent can help you compare contracts, incentives and resale options.
Sources
- Orange County Government: Horizon West Special Planning Area
- Wikipedia: Horizon West, Florida
- Citizen Portal: Winter Garden adopts 2026-27 millage at 4.8565 mills
- Dream Finders Homes: Hamlin Meadows, Winter Garden
- Pulte: New homes in Winter Garden, Florida
- Toll Brothers: Westhaven at Ovation, Winter Garden
- Pozek: New construction Winter Garden FL 2026, prices by builder (April 2026)
- Florida Statutes: Section 190.048, sale of real estate within a district
- Stoneybrook West CDD: FY2027 approved budget (PDF)
- Freddie Mac: Primary Mortgage Market Survey
- Zillow Research: Home value and market data (ZHVI), August 2026
- Florida Statutes: Section 558.004, construction defect notice and opportunity to repair
- Florida Statutes: Section 720.401, HOA disclosure summary and contract cancellation
- Hamlin: official town center website
- 55places: Del Webb Oasis, Winter Garden
Florida home prices, once a month.
What changed in Florida home values and mortgage rates, from our housing tracker, plus new guides. Free, one email a month, unsubscribe any time.
Antonio Roberts
Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.
Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.
More about Antonio and how the service works →