Builders active in Cape Coral and their price ranges
These builder listings appeared on NewHomeSource on 25 September 2026. Prices are builder asking ranges and change often, so confirm current pricing and incentives directly.
| Builder | Community or program | ZIP | Listed price range |
|---|---|---|---|
| Centex | Sawgrass at Coral Lakes (townhomes) | 33909 | $249,990 to $274,990 |
| Lennar | New Homes in Cape Coral, Americana Series | 33991 | $286,990 to $386,499 |
| D.R. Horton | Stonewater | 33993 | $328,990 to $449,999 |
| D.R. Horton | Cape Coral Well and Septic | 33914 | $299,999 to $372,875 |
| Maronda Homes | Burnt Store Village | 33914 | $344,900 to $374,900 |
| LGI Homes | Cape Coral | 33914 | $320,900 to $373,900 |
| Holiday Builders | Cape Coral | 33909 | $279,990 to $420,990 |
| Adams Homes | Cape Coral North, Mid and South | 33909, 33991, 33914 | $332,300 to $510,850 |
| Christopher Alan Homes | Cape Coral | 33993 | $258,990 to $514,990 |
| Terrata Homes | Cape Coral | 33993 | $395,900 to $555,900 |
| Landstar Development | Marina Villas (townhomes) | 33914 | $549,900 to $683,900 |
Lennar also announced Palmetta Pines Townhomes in northeast Cape Coral, near U.S. 41 and Del Prado Boulevard, opening in summer 2026 with three-bedroom plans of 1,343 to 1,392 square feet priced from the $200,000s.
Scattered-lot homes versus planned communities
When a builder lists its community simply as "Cape Coral", it usually builds on individual lots spread across the city's grid. You pick a lot and a plan. That gives you choice of location, often with no HOA, but each lot differs:
- Utilities. Some lots have city water and sewer; others need a well and septic system. D.R. Horton markets a separate well-and-septic program. Where city lines arrive later, a utility assessment and connection costs can follow. See the utility assessment guide.
- Neighbors and roads. A new home may sit next to vacant lots that will be built on later.
- Water frontage. Freshwater and gulf-access canal lots cost more and need seawall checks. See the waterfront homes guide.
Planned communities such as Stonewater, Sawgrass at Coral Lakes and Marina Villas at Cape Harbour come with an association, shared amenities and rules. Ask for the HOA budget and fees before you compare prices.
CDD and HOA fees on new Cape Coral homes
A community development district (CDD) is a special-purpose government that finances infrastructure through bonds and charges owners an annual assessment on the tax bill. Because most of Cape Coral was laid out as individual lots decades ago, many scattered-lot homes are not in a CDD, but some newer projects are. One example is the Cape Coral Town Center CDD, which the city created in August 2023 and which covers about 130 acres.
For any new home, ask the builder in writing:
- Is the lot in a CDD? If so, what are the annual debt and operations assessments, and when do the bonds pay off?
- What is the HOA fee, what does it cover and is the developer subsidizing it now?
- Are impact fees, utility connection charges and any utility assessment included in the price?
Then check the parcel's current tax bill for non-ad valorem lines. The Cape Coral cost of living guide lists the city's standard assessments.
Flood elevation and build checks
New homes must meet the Base Flood Elevations set by FEMA's Lee County maps, effective 17 November 2022. Ask for the elevation certificate once the slab is poured and again at completion, and give it to your insurance agent early. A home built to current elevation standards can price better for flood insurance than an older home below it. See the Cape Coral flood zone guide.
Hire your own inspector for pre-drywall and final inspections even on a new home, and read the builder's warranty for what counts as a structural defect. The Florida home inspection checklist covers timing.
New build or resale in today's market
Resale prices have been falling. Zillow's typical Cape Coral home value was $335,825 in August 2026, down 3.9% in a year, and a brokerage search on 25 September 2026 showed 605 new-construction listings at a median ask of $400,000. With that much supply, ask each builder about rate buydowns or closing-cost help.
Compare the total monthly cost of a new home, including any HOA or CDD, with a resale home that may need a roof or insurance upgrades. The Cape Coral housing market page tracks resale trends, and the ZIP code guide explains each area.
Common questions
How much is a new construction home in Cape Coral?+
Builder listings on NewHomeSource in September 2026 ranged from about $250,000 for Centex townhomes at Sawgrass at Coral Lakes to about $684,000 for Marina Villas at Cape Harbour. Most single-family builder programs from Lennar, D.R. Horton, Maronda, LGI and Adams listed roughly between $290,000 and $450,000 before lot premiums and options.
Which builders are building in Cape Coral?+
Builders listing Cape Coral homes on NewHomeSource in September 2026 included Lennar, D.R. Horton, Centex, Maronda Homes, LGI Homes, Holiday Builders, Adams Homes, Christopher Alan Homes, Terrata Homes and Landstar Development. Lennar also announced Palmetta Pines Townhomes in northeast Cape Coral for summer 2026.
Do new homes in Cape Coral have CDD fees?+
It depends on the lot. Much of Cape Coral was laid out as individual lots decades ago, and many new homes are built on those lots without a CDD. A few newer projects sit in districts such as the Cape Coral Town Center CDD. Ask the builder in writing and check the parcel's tax bill for CDD lines.
Do new Cape Coral homes have city water and sewer?+
Not always. Some lots are served by city water and sewer, and others use a private well and septic system. D.R. Horton, for example, lists a separate Cape Coral well-and-septic program. If city lines later reach the area, a utility assessment and connection costs may follow, so ask for the lot's utility status in writing.
Sources
- NewHomeSource: New construction homes in Cape Coral, FL
- Lennar newsroom: Three new townhome communities coming to Southwest Florida (March 31, 2026)
- Cape Coral Town Center Community Development District
- City of Cape Coral: Flood protection and information
- GreaterFtMyers.com: Cape Coral new construction
- GreaterFtMyers.com: Cape Coral gated communities
- Zillow Research: Home value, rent and market data (August 2026)