At a glance
| Typical home value | $4,752,700 (+1.2% in a year, Zillow, Aug 2026) |
|---|---|
| Jurisdiction | City of Sarasota neighborhood in Zillow's city data set |
| Price rank | Highest Zillow typical value of the 70 city neighborhoods tracked, August 2026 |
| 1-year change | Up 1.2%, against a 2.7% fall citywide |
| Property tax | About 14.88 mills combined city and county rate on the 2025 roll, before any special district |
| Similar-priced areas | Lido Shores $4,008,503, Bird Key $3,476,571, Cherokee Park $3,019,817 (Zillow, August 2026) |
How Harbor Acres prices compare
Of the 70 City of Sarasota neighborhoods in Zillow's data, Harbor Acres ranked first in August 2026 with a typical value of $4,752,664, up 1.2% on a year. That runs counter to the city's 2.7% fall and fits a wider pattern: nine of the 12 city neighborhoods above $1 million were flat or up on the year.
| Neighborhood | Typical value, Aug 2026 | 1-year change |
|---|---|---|
| Harbor Acres | $4,752,664 | +1.2% |
| Lido Shores | $4,008,503 | +2.2% |
| Bird Key | $3,476,571 | +4.5% |
| Cherokee Park | $3,019,817 | +5.3% |
| Bay Isle-Siesta | $2,557,868 | +2.7% |
| McClellan Park | $2,092,727 | +0.4% |
In a small, high-priced neighborhood, a handful of sales can move a typical value a long way. Ask a local agent for the individual sales behind the trend, and separate waterfront lots, rebuilt homes and original homes.
What property tax looks like at this price
Harbor Acres is inside the City of Sarasota. On the 2025 roll, city parcels paid the countywide 11.4737 mills plus the city's 3.4078, about 14.88 mills in total. At that rate, each $1 million of taxable value costs about $14,882 a year. A home assessed near the neighborhood's typical value would face a bill of roughly $70,700 before exemptions, though the assessed value on the tax roll can differ from market value.
- If the home will be your primary residence, file for homestead by March 1 of the following year. The exemption and the annual cap on assessment increases help most over time.
- If it will be a second home, it is non-homestead property. Amendment 3 on the November 2026 ballot would cut the non-homestead assessment cap from 10% to 5% a year if 60% of voters approve it.
- Ask for the seller's current bill, but budget on your purchase price, since the assessment resets after a sale.
Our Sarasota County property tax guide explains the rest of the bill.
Flood, insurance and rebuild checks
Hurricane Milton pushed water levels more than 8 feet above normal near Sarasota in October 2024. For any home in a coastal neighborhood, ask the seller about water entry, repairs and permits. Get an elevation certificate and flood quotes, since FEMA now prices each NFIP policy on the property's own risk.
Many buyers at this price plan to renovate or rebuild. Before you make an offer, ask the City of Sarasota what setbacks, height limits and flood elevation rules would apply, and whether any deed restrictions or neighborhood association rules apply to the lot. Our Sarasota waterfront homes guide covers seawalls, docks and insurance.
What to confirm with the seller and the city
We could not find an official published profile of Harbor Acres covering its boundaries, number of homes or any association. Ask for:
- The recorded plat and any deed restrictions for the lot.
- Whether a voluntary or mandatory neighborhood association exists, and its dues.
- Water frontage, seawall and dock permits, if the lot is on the water.
- The last tax bill, with any special district charges.
If you are comparing top-tier options, see our guides to Bird Key and Lido Key, and our Sarasota housing market update.
Common questions
How much are homes in Harbor Acres, Sarasota?+
Zillow's typical home value for Harbor Acres was $4,752,664 in August 2026, up 1.2% on a year, the highest of the 70 City of Sarasota neighborhoods Zillow tracks. Because few homes sell each year, individual sales vary widely, so ask a local agent for recent sales that match the lot and home you want.
What are property taxes in Harbor Acres?+
Harbor Acres is inside the City of Sarasota, where the combined 2025 rate was about 14.88 mills, or about $14,882 a year per $1 million of taxable value, before special districts. Exemptions, the homestead cap and your purchase price all affect the final bill, so budget from the price you pay rather than the seller's bill.
Is Harbor Acres in a flood zone?+
Flood risk varies by parcel, so check the specific address on the FEMA flood map and ask for an elevation certificate. Hurricane Milton pushed water levels more than 8 feet above normal near Sarasota in 2024. Ask the seller about any water entry and get flood insurance quotes before your inspection period ends.