TAMPA AREA NEIGHBORHOOD GUIDE

Living in Town 'n' Country, FL: homes, prices and what to check

Town 'n' Country is a large unincorporated area of Hillsborough County northwest of Tampa, with a 2020 population of 85,951. Zillow's typical home value was $384,108 in August 2026, up 0.8% over the year, close to Tampa's citywide figure. Much of the housing dates from 1958 to 1978, and the county expanded evacuation Zone A here for 2026.

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At a glance

Typical home value$384,100 (+0.8% in a year, Zillow, Aug 2026)
LocationUnincorporated Hillsborough County, northwest of Tampa, on Old Tampa Bay
Population85,951 (2020 census)
Area24.14 square miles, including 2.05 square miles of water
OriginsDeveloped from 1958 on a former dairy farm; nearly 8,000 homes built by 1978
CommunitiesIncludes Bay Crest Park, Rocky Creek and Sweetwater Creek
HOA / CDDMany older subdivisions have no HOA; some newer ones do. Check each property

What Town 'n' Country is known for

Town 'n' Country is known as one of the Tampa area's first large suburban communities. Before the 1950s it was mostly natural land and cattle farms. In 1958 the LaMonte-Shimberg Corporation bought a 525-acre dairy farm near the Hillsborough Avenue and Memorial Highway intersection, and by 1978 it had built nearly 8,000 single-family homes and townhouses across more than 2,000 acres, stretching from Memorial Highway to north of Waters Avenue.

Today it is a census-designated place, not a city, covering 24.14 square miles with a 2020 population of 85,951. Tampa borders it to the south, Westchase, Citrus Park and Carrollwood to the north, Egypt Lake-Leto to the east and Oldsmar, across the county line, to the west. The northwest part of Tampa International Airport extends into it. Communities within it include Bay Crest Park, Countryway, Rocky Creek and Sweetwater Creek.

Is Town 'n' Country a good area to live?

It suits buyers who want a house close to the airport and Westshore at a price near Tampa's citywide typical value: $384,108 in August 2026, against $377,566 for the city. The trade-offs are home age, since much of the housing dates from 1958 to 1978, and storm exposure: the county expanded evacuation Zone A here for 2026. It is also unincorporated, so county rules and services apply.

Town 'n' Country homes and prices

Zillow's typical home value for Town 'n' Country was $384,108 in August 2026, up 0.8% over the year. That is close to Tampa's citywide figure of $377,566, which fell 0.3%. Many homes are 1960s and 1970s houses, so condition and updates drive most of the price difference between similar-sized homes.

See the Tampa housing market page and the Tampa ZIP code guide for nearby comparisons.

1960s and 1970s houses

The original LaMonte-Shimberg houses make up much of the stock. Ask for the age of the roof, plumbing, electrical panel and sewer line, with permits. Use the Florida home inspection checklist.

Townhouses and newer subdivisions

Townhouses and later subdivisions often have an HOA. Ask for the fee, budget and rules.

Evacuation zones changed in 2026

Hillsborough County revised its hurricane evacuation zones for 2026 after the 2024 hurricane season. Zone A expanded farther inland along the coast, and Town 'n' Country was one of the areas named in the changes, along with mobile home communities countywide. If you looked at a home here before 2026, recheck its zone.

Flood zones are a separate FEMA designation. Check both for each address, and read the Tampa flood zone guide.

Living in Town 'n' Country

Location and the airport

The northwest part of Tampa International Airport sits inside the area. Visit homes near flight paths at several times of day.

Schools

Hillsborough County Public Schools assigns schools by address, and boundaries can change. Check the exact address in the district's school zone locator rather than relying on a listing, and read the Tampa schools guide for how to compare state grades.

Getting around

The original 1958 subdivision began near Hillsborough Avenue and Memorial Highway. The area is about 12 miles northwest of downtown Tampa. HART runs the area's buses, at $2.00 a trip with a $4.00 daily cap.

Costs and what to check in Town 'n' Country

Property tax

Unincorporated Hillsborough parcels in the base county district paid a total of 18.2515 mills for 2025, according to the Hillsborough County Property Appraiser, or about $1,825 a year for every $100,000 of taxable value before exemptions. CDD and other non-ad valorem charges are billed on top. The assessed value resets after a sale, so estimate from your purchase price. See Hillsborough County property tax.

Flood insurance

Look up the address with Hillsborough County's Find My FEMA Flood Zone tool or the FEMA Flood Map Service Center, and ask for an elevation certificate if the seller has one. The county's Floodplain Viewer also shows county-developed floodplain maps. Get a quote before your inspection period ends. The Tampa flood zone guide explains the maps.

HOA fees

Many older subdivisions have no HOA; some newer ones do. Check each property's title work.

  • Unincorporated status: this area is outside Tampa city limits, so Hillsborough County (not the City of Tampa) handles zoning, permits and most services. Confirm the jurisdiction on the property appraiser record.

Pros and cons of Town 'n' Country

Pros

  • Typical values close to the citywide figure.
  • Close to the airport and Westshore.
  • Many homes without HOA fees.

Cons

  • Many homes date from 1958 to 1978.
  • Evacuation Zone A expanded here for 2026.
  • County, not city, services and rules.

Compare Westchase and Citrus Park to the north. See the Tampa housing market page for the citywide trend.

Common questions

Is Town 'n' Country part of the City of Tampa?+

No. Town 'n' Country is a census-designated place in unincorporated Hillsborough County, so Hillsborough County, not the City of Tampa, handles zoning, permits and most local services. Tampa borders it to the south. Check the property appraiser record to confirm the jurisdiction and taxing district for any home you consider.

How much are homes in Town 'n' Country?+

Zillow's typical home value for Town 'n' Country was $384,108 in August 2026, up 0.8% over the year. That is close to Tampa's citywide typical value of $377,566. Because many homes date from the 1960s and 1970s, updates and condition explain much of the difference between similar homes.

Is Town 'n' Country in an evacuation zone?+

Parts of it are. Hillsborough County expanded evacuation Zone A for 2026, and Town 'n' Country was among the areas named in the changes. Zones vary by address, so use the county's evacuation zone tool for the specific property and check the FEMA flood map separately.

When were most Town 'n' Country homes built?+

Large-scale building began in 1958, when the LaMonte-Shimberg Corporation started turning a former dairy farm into a suburban community. Nearly 8,000 homes were built between 1958 and 1978. For a home from that era, ask for the age of the roof, plumbing, electrical panel and sewer line, with permits for any updates.

Is Town 'n' Country a good area to live?+

It suits buyers who want a house near the airport and Westshore at a price close to Tampa's citywide figure: Zillow's typical value was $384,108 in August 2026. Many homes date from 1958 to 1978, and the county expanded evacuation Zone A here for 2026, so check the home's systems and the flood and evacuation zones.

Sources

Antonio Roberts
ABOUT THE AUTHOR

Antonio Roberts

Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.

Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.

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