Where new homes are being built in and around Tampa
New construction splits into two markets. Inside established parts of the city, most new homes are infill: a new house on a lot where an older one stood. Larger planned communities are in unincorporated Hillsborough County and neighboring Pasco County, mostly south toward Apollo Beach and Wimauma, northwest toward Odessa and Westchase, east toward Plant City, and north around Wesley Chapel. Builder sites checked in September 2026 list the communities below.
David Weekley Homes: Central Living, South Tampa
Single-family infill homes in South Tampa from the $1.3 million range.
Homes by WestBay: South Tampa and Greater Tampa Bay
New homes in the South Tampa area listed from $1.6 million to $2.7 million, and Greater Tampa Bay communities listed from the $390s to $1.5 million.
Taylor Morrison: Morris Bend (Tampa)
Listed as an upcoming community with an interest list, so there were no published prices when we checked.
Ashton Woods: Montague Chase (Westchase area)
Townhomes from $378,990, listed with a Tampa address in the builder's Westchase area. The Westchase area is largely unincorporated, so confirm whether a lot is inside city limits, since that changes taxes and services.
Ashton Woods: Berry Bay (Wimauma)
Single-family homes with plans listed from $385,730 to $599,990 and 1,752 to 4,093 square feet, near Apollo Beach and E.G. Simmons Conservation Park.
Taylor Morrison: Victoria Lakes (Odessa)
A new-home community in Odessa, northwest of Tampa. Ask the builder for current base prices, lot premiums and the HOA and any CDD figures for each phase.
Taylor Morrison: Indigo Creek and Yardly Waterset (Apollo Beach)
Two communities in Apollo Beach, in southern Hillsborough County on the east shore of Tampa Bay. Hillsborough County revised its evacuation zones for 2026, including parts of Apollo Beach, so check the zone for each lot.
Taylor Morrison: Timber Ridge (Plant City)
New homes in Plant City, east of Tampa along I-4.
Taylor Morrison: Esplanade at Wiregrass Ranch (55+)
An age-restricted community in Wesley Chapel, Pasco County. For more age-restricted options, including GL Homes' Valencia del Sol in Wimauma, see the Tampa 55+ communities guide.
Infill in historic districts
For infill homes in historic districts such as Hyde Park, Seminole Heights and Tampa Heights, new construction also goes through the city's Architectural Review Commission. In South Tampa, check the flood zone and the city's elevation rules for new construction, since the lot's zone affects how high the home must sit.
New construction communities compared
Most larger new-home communities are in unincorporated Hillsborough County and nearby counties. Examples listed on builder sites in September 2026:
| Community (listed price) | Builder | Location |
|---|---|---|
| Victoria Lakes | Taylor Morrison | Odessa |
| Indigo Creek; Yardly Waterset | Taylor Morrison | Apollo Beach |
| Timber Ridge | Taylor Morrison | Plant City |
| Esplanade at Wiregrass Ranch | Taylor Morrison | Wesley Chapel, Pasco County (55+) |
| Berry Bay (from $385,730) | Ashton Woods | Wimauma |
| Montague Chase (townhomes from $378,990) | Ashton Woods | Westchase area |
| Central Living (from $1.3 million range) | David Weekley Homes | South Tampa |
| Valencia del Sol (55+) | GL Homes | Wimauma |
Builder inventory changes quickly, so confirm what is still for sale, current base prices and incentives directly with each builder. For age-restricted options, see the Tampa 55+ communities guide.
CDD and HOA fees on new homes
What a CDD is
Many new Florida communities are financed through a community development district (CDD), a special-purpose local government that builds and maintains infrastructure such as roads, stormwater ponds and sometimes amenities. Owners repay that through assessments on the county property tax bill: an operations and maintenance charge that can change each year, and often a debt service charge that repays bonds over many years.
The CDD disclosure in your contract
Florida law requires sales contracts for property in a CDD to include a bold disclosure, just above the buyer's signature, stating that the district may levy taxes or assessments that are in addition to county and other local taxes. As an example of scale, the Fishhawk Ranch CDD's fiscal year 2027 assessments run from $1,198.49 to $2,097.30 a year per unit depending on lot type; see the FishHawk Ranch guide.
What to ask the builder
For any new home, ask the builder for:
- The CDD name, current O&M assessment and debt service assessment for your lot type.
- How many years of debt service remain, and if early payoff is allowed.
- HOA dues, what they cover, and whether the developer is subsidizing them now.
New build or resale: what it really costs
Compare the total monthly cost, not the price.
Total monthly cost
add principal and interest, property tax, insurance, HOA and CDD. A cheaper new home with a large CDD can cost more each month than a resale without one. The cost of living in Tampa page covers insurance and utilities.
Taxes on a new home
the first bill may cover only land if the home was finished after January 1. Budget for the full assessed value in the following year. See Hillsborough County property tax.
Incentives
builders often offer closing-cost help or rate buydowns tied to their lender. Compare the total cost with an outside lender quote.
Construction quality
hire your own inspector for pre-drywall and final inspections, and read the builder warranty. The Florida home inspection checklist helps.
Flood and evacuation
Hillsborough County revised its evacuation zones for 2026, including parts of Apollo Beach, so check the zone for the lot. See the Tampa flood zone guide.
Inspections and warranties on a new home
A new home still needs an independent inspection. The builder's staff and the county's permit inspections check different things from an inspector working for you.
Pre-drywall inspection
Ask the builder in writing whether your own inspector can walk the home before the walls are closed, when framing, plumbing, wiring and roof fastening are still visible. Some builders set rules on timing and access, so agree them before you sign.
Final inspection and walk-through
Have your inspector check the finished home before your builder walk-through, and bring the report to that meeting so the items go on the builder's punch list.
Builder warranty
Read the warranty document before signing, not at closing. Note what is covered, for how long, how claims are made and whether it is the builder's own warranty or a third-party program. Book an inspection before the first-year coverage ends so you can report anything found in time.
The Florida home inspection checklist covers what inspectors look for.
Buying new with a local agent
The builder's sales staff represent the builder. Some builders ask that your own agent be registered at your first visit, so check the builder's policy, and contact an agent before touring models if you want representation. A local agent can compare lot premiums, CDD terms and resale values across communities. See the Tampa housing market page for how new homes fit the wider market.
Common questions
Where are new construction homes in Tampa?+
Inside Tampa, most new homes are infill, such as David Weekley's Central Living in South Tampa and Homes by WestBay's South Tampa homes. Larger communities are in the suburbs, including Taylor Morrison's Victoria Lakes in Odessa and Indigo Creek in Apollo Beach, and Ashton Woods' Berry Bay in Wimauma. Confirm current availability with each builder.
How much do new homes cost in Tampa?+
Builder sites in September 2026 listed townhomes from $378,990 at Ashton Woods' Montague Chase in the Westchase area, Greater Tampa Bay homes from the $390s at Homes by WestBay, and South Tampa infill from $1.3 million (David Weekley) to $2.7 million (Homes by WestBay). Prices and incentives change often.
What is a CDD fee on a new home?+
A CDD fee is an assessment from a community development district, a local government unit that funds and maintains community infrastructure. It appears on the county property tax bill, usually as an operations and maintenance charge plus a debt service charge for bonds. Florida requires a bold CDD disclosure in the sales contract.
Do I pay less property tax on a new home in Tampa?+
Sometimes for the first year only. Florida assesses property as of January 1, so a home finished after that date may be taxed mainly as land for that year. The next year's bill reflects the completed home. Budget for the full amount, and apply for the homestead exemption if it will be your primary residence.
Is it cheaper to buy new construction or resale in Tampa?+
It depends on the monthly total, not the price. Many new suburban communities carry a CDD assessment on the tax bill plus HOA dues, which can make a lower-priced new home cost more each month than a resale without one. Builders may offer closing-cost help or rate buydowns, so compare the total with an outside lender's quote and include insurance and property tax.
Should I get an inspection on a new build?+
Yes. Hire your own inspector for a pre-drywall inspection, when framing, plumbing and wiring are still visible, and a final inspection before your walk-through. County permit inspections check code compliance, not workmanship on your behalf. Agree access for your inspector in writing with the builder, and book another inspection before the first-year warranty ends.
Sources
- David Weekley Homes: Central Living - South Tampa
- Homes by WestBay
- Taylor Morrison: Morris Bend
- Taylor Morrison: Victoria Lakes
- Taylor Morrison: Timber Ridge
- Taylor Morrison: Indigo Creek
- Taylor Morrison: Tampa communities
- Ashton Woods: Tampa
- Ashton Woods: Westchase area
- 55places.com: Valencia del Sol
- Florida Senate: Section 190.048, Florida Statutes (CDD disclosure)
- Cory Lakes CDD: CDD information
- Fishhawk Ranch CDD: FY 2027 assessment schedule
- City of Tampa: Flooding
- FOX 13 Tampa Bay: Hillsborough County adjusts hurricane evacuation zones (April 2026)
- Ashton Woods: Berry Bay
- Taylor Morrison: Esplanade at Wiregrass Ranch
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Antonio Roberts
Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.
Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.
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