TAMPA AREA TOWN GUIDE

Living in Valrico, FL: homes, prices and what to know before you buy

Valrico is an unincorporated community in Hillsborough County about 14 miles east of Tampa, between Brandon and Plant City, with State Road 60 as its main road. Zillow's typical home value for Valrico was $414,955 in August 2026, down 2.0% over the year. Many subdivisions carry HOA dues or CDD assessments, so compare total monthly cost, not just price.

YOUR NEXT STEP01 / 02
Antonio RobertsYour enquiry comes straight to me.

Plan your Tampa home search.

Narrow your Tampa search by the house, its obligations and your regular journeys.

No obligation to choose an agent.

At a glance

Typical home value$415,000 (−2.0% in a year, Zillow, Aug 2026)
StatusUnincorporated census-designated place, Hillsborough County
DistanceAbout 14 miles east of Tampa and 10 miles southwest of Plant City
Population37,895 (2020 census)
Zillow typical home value (Aug 2026)$414,955, down 2.0% over the year
ZIP codes33594, 33595, 33596
NeighborsBrandon to the west, Bloomingdale to the southwest, FishHawk to the south

Valrico at a glance

Valrico is a census-designated place of 14.22 square miles with 37,895 residents in 2020. It borders Brandon to the west, Bloomingdale to the southwest and FishHawk to the south, and it sits about 14 miles east of Tampa and 10 miles southwest of Plant City.

Before the Civil War the area was called Long Pond. The name Valrico, Spanish for "rich valley," dates from the 1880s, when philosophy professor William G. Tousey bought land here. The railroad arrived in 1890, and after setbacks from the 1895 freeze and the 1929 crash, growth resumed in the mid-1950s.

The census counted 6,582 people in the Valrico CDP in 2000, 35,545 in 2010 and 37,895 in 2020. Census-designated place boundaries can change between counts, so treat the jump after 2000 with care. It had 14,347 housing units in 2020, with a homeowner vacancy rate of 1.8%.

Is Valrico a good place to live?

It suits buyers who want a suburban home east of Tampa with more space than the city, and who are comfortable driving. Zillow's typical home value was $414,955 in August 2026, above Tampa's $377,566, and it fell 2.0% over the year, more than Tampa's 0.3%, which may give buyers some room to negotiate.

The main trade-offs are the commute along State Road 60 and the extra HOA and CDD charges in many newer subdivisions. Compare total monthly cost, not just the price, and test the drive at rush hour.

Homes and prices in Valrico

Zillow's typical home value for Valrico was $414,955 in August 2026, down 2.0% over the year. That compares with $377,566 for Tampa and $427,575 for Dover, near Plant City. The 2.0% fall was larger than Tampa's 0.3%, which may give buyers some room to negotiate, though conditions vary by subdivision.

See the Tampa housing market page for the regional picture.

Older homes outside an association

Homes on larger lots with no HOA, some on well and septic. Ask for inspection records and check for any county code or permit issues on additions.

Deed-restricted subdivisions

Newer subdivisions with HOA rules and dues, some with a community development district. Ask for the HOA budget, rules and any CDD assessment on the tax bill.

Planned communities next door

FishHawk Ranch to the south is a master-planned community with a CDD whose assessments appear on the tax bill, so compare homes there on monthly cost, not just price.

Areas and communities around Valrico

Valrico's ZIP codes, 33594, 33595 and 33596, also cover parts of neighboring communities, so the same mailing name can mean quite different places.

Historic Valrico and SR 60

The old center grew along Hopewell Road, later State Road 60. The Valrico Civic Center, built by the Valrico Improvement Association, is now the James McCabe Theater. SR 60 remains the main road through the area.

Brandon (to the west)

Brandon is a much larger unincorporated community, with 114,626 residents in 2020. It is the closest large suburb to Valrico, so many residents use its shops and services.

Bloomingdale (to the southwest)

An unincorporated CDP of 22,947 residents in 2020, served by ZIP codes 33511 and 33596. Because it shares 33596 with Valrico, check which community a listing is in.

FishHawk (to the south)

A CDP of 24,625 residents in 2020, named for Little Fishhawk Creek. The FishHawk Ranch guide covers the master plan and its CDD.

Dover and Plant City (to the east)

Valrico is 10 miles southwest of Plant City. Zillow's typical value in nearby Dover was $427,575 in August 2026; see also the Plant City guide.

Costs and taxes in Valrico

Property tax rate

Valrico is unincorporated, and the Hillsborough County Property Appraiser's final total millage for unincorporated Hillsborough was 18.2515 for 2025, compared with 19.8428 in the City of Tampa. On $300,000 of taxable value, that is about $477 a year less. Estimate taxes from your purchase price, not the seller's bill; see Hillsborough County property tax.

HOA and CDD costs

Valrico mixes older homes outside any association with newer deed-restricted subdivisions. Some newer communities have community development districts, whose assessments appear on the property tax bill, and HOA dues billed separately. The FishHawk Ranch guide shows how large CDD charges can be in a nearby planned community: fiscal year 2027 totals there run from $1,198.49 to $2,097.30 a year.

For any Valrico home, pull the latest tax bill from the Hillsborough County Tax Collector and ask for HOA documents and dues.

Flood and insurance

Look up the address with Hillsborough County's Find My FEMA Flood Zone tool or the FEMA Flood Map Service Center, and get insurance quotes during your inspection period. The Tampa flood zone guide explains the maps.

Living in Valrico

Schools: check by address

Valrico is served by Hillsborough County Public Schools. A Valrico mailing address does not guarantee a particular school, so check each home in the district's School Zones Locator; see the Tampa schools guide. Private schools in the area include Bell Shoals Baptist Academy and Foundation Christian Academy.

Getting around

You will drive for most errands and commutes. SR 60 runs east-west through Valrico, connecting west to Brandon and Tampa and east toward Plant City.

County services

Hillsborough County handles zoning, permits and most services. Ask the seller for recent water, sewer and trash bills, since arrangements vary between subdivisions and older rural lots.

Getting to Tampa from Valrico

Valrico is about 14 miles east of Tampa. State Road 60 runs through Valrico and continues west to Tampa, where it becomes Adamo Drive. Travel time depends on where in Tampa you are going and when, so test the drive at rush hour. The Tampa relocation guide has more on planning a move.

Pros and cons of living in Valrico

Pro: lower tax rate than Tampa

Unincorporated Hillsborough's 2025 millage of 18.2515 is below Tampa's 19.8428.

Pro: suburban space

Larger lots and newer subdivisions, with the larger suburb of Brandon next door.

Pro: some room to negotiate

Zillow's typical value fell 2.0% over the year to August 2026, more than Tampa's 0.3%.

Con: HOA and CDD charges

Many newer subdivisions add dues or assessments that can outweigh the tax-rate saving.

Con: the SR 60 commute

Most trips to Tampa use SR 60 or connecting highways, so rush-hour drives need testing.

Con: higher typical value than Tampa

At $414,955, Valrico's typical value is above Tampa's $377,566.

What to check before buying in Valrico

  • Unincorporated status: confirm the taxing district on the property appraiser record.
  • Well and septic: ask whether an older or rural home uses a private well and septic system, and get inspection records.
  • Evacuation zone: Hillsborough County revised its evacuation zones for 2026, expanding Zone A farther inland along the coast and Alafia River. Check the current zone for the address.
  • HOA and CDD: get both figures before comparing prices, as covered above.

Common questions

Is Valrico part of Tampa?+

No. Valrico is an unincorporated census-designated place in Hillsborough County, about 14 miles east of Tampa, bordering Brandon to the west. Hillsborough County handles zoning, permits and most services. Confirm the taxing district for any home on the property appraiser record.

How much are homes in Valrico, FL?+

Zillow's typical home value for Valrico was $414,955 in August 2026, down 2.0% over the year. That is above Tampa's typical value of $377,566. Newer deed-restricted subdivisions and older homes on larger lots trade differently, so compare recent sales of similar homes and add HOA or CDD costs.

What does Valrico mean?+

Valrico means "rich valley" in Spanish. The name dates from the 1880s, when William G. Tousey, a philosophy professor, bought land in the area, which had earlier been called Long Pond. The railroad arrived in 1890, and modern growth picked up from the mid-1950s.

What ZIP codes cover Valrico?+

Valrico is served by ZIP codes 33594, 33595 and 33596. These ZIPs are not limited to the Valrico census-designated place, so a Valrico mailing address does not guarantee a particular school zone or taxing district. Check each address in the county's school locator and property appraiser record.

Is Valrico a good place to live?+

It can be if you want a suburban home east of Tampa and are comfortable driving. Zillow's typical home value was $414,955 in August 2026, down 2.0% over the year. Valrico is unincorporated, with a 2025 total millage of 18.2515 against Tampa's 19.8428, but many newer subdivisions add HOA dues or CDD assessments, so compare the full monthly cost.

What is the difference between Valrico and Brandon?+

Both are unincorporated communities in Hillsborough County. Brandon, to the west, is much larger, with 114,626 residents in 2020. Valrico had 37,895 residents and is more suburban. They share county services and tax rates, but school assignments and HOA or CDD charges vary by subdivision, so check each address.

Sources

Antonio Roberts
ABOUT THE AUTHOR

Antonio Roberts

Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.

Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.

More about Antonio and how the service works →
YOUR NEXT PROPERTY DECISION

Start with your location and your goal.

Request a conversation about the move you are planning.

Start my enquiry ↗
Get matched with a Tampa agent ↗
Find a Tampa agent →
BEFORE YOU GO
Antonio RobertsYour enquiry comes straight to me.

Want a Tampa agent who fits your move?

Tell me what you need and I will match you with a licensed local agent. No obligation to work with anyone I introduce.