Living in Maitland, FL: homes, prices and the commute to Orlando

At a glance

Maitland at a glance

Maitland is a suburban city in Orange County just north of Orlando, along US 17-92 and I-4. It was incorporated as the town of Lake Maitland in 1885, the third town in Orange County to do so, and became a city in 1959. The Census Bureau puts its area at 6.4 square miles, of which 1.2 square miles is water, spread across 21 lakes. The largest, Lake Maitland, covers 451 acres.

The population was 19,543 at the 2020 census, up from 15,751 in 2010, in 10,113 housing units.

Is Maitland a good place to live?

Maitland suits buyers who want a small city with lakes, museums and a SunRail station, a short drive from downtown Orlando and Winter Park, and who can pay above the Orlando citywide price plus a separate city millage. It is a weaker fit if you want new construction on large lots, the lowest possible tax bill or a home near the south side of the metro.

Zillow's typical home value rose 2.0% in the year to August 2026, one of the few nearby markets that went up. The pros and cons at the end of this page set out the trade-offs.

Homes and prices in Maitland

Figures are Zillow's typical home value for August 2026. Maitland's small size means a handful of lakefront sales can move the average, so treat the citywide number as a starting point. Ask a local agent for closed sales on your street type: lakefront, off-water single-family, townhome or condo. The Orlando housing market page covers the wider metro trend.

At the 7.03% Freddie Mac average for the week of September 24, 2026, principal and interest on Maitland's $477,579 typical value with 10% down is about $2,868 a month, before tax and insurance.

Maitland neighborhoods and areas

Lake Maitland and lakefront streets

Lake Maitland is the city's largest lake, and lakefront homes carry the highest prices. Look up the parcel's FEMA flood zone, get a flood insurance quote before you finalise your offer, and ask the city about dock, seawall and shoreline permits before planning work on the water.

Lake Lily, Lake Catherine and the historic corridor

The city's historical corridor runs through the Lake Lily and Lake Catherine area and the center of town, with century-old buildings such as the Church of the Good Shepherd (1883), the William H. Waterhouse House (1884) and the Maitland Public Library (1907). Older houses here need the full set of roof, wiring and plumbing checks.

Maitland Center

Maitland Center, established in 1982 next to I-4, covers 226 acres with more than 400 businesses and over 45 office buildings. Homes near it suit buyers who work in the district but see more weekday traffic.

Near the SunRail station

The station on US 17-92 gives homes nearby a rail option into Orlando. Check noise from the tracks and the highway on the specific street.

Living in Maitland

Arts and culture

The Art & History Museums in Maitland run the Maitland Art Center, a National Historic Landmark designated in 2014 for its Mayan Revival and fantasy architecture, plus the Maitland Historical Museum, the Telephone Museum, the Waterhouse Residence Museum and the Carpentry Shop Museum. The Enzian, Central Florida's only full-time independent cinema, hosts the Florida Film Festival.

Library

The Maitland Public Library is independent of the Orange County Library System. It began in 1896 with a donation of 360 books and opened its own building in 1908.

Schools

Maitland is in Orange County Public Schools. Public schools in the city include Dommerich Elementary, Lake Sybelia Elementary and Maitland Middle School. Assignment depends on the exact address, so use OCPS's Find My School tool before you buy. The best schools in Orlando page explains how to read Florida school grades.

Private schools in the city include Maitland Montessori School, Park Maitland School and King of Kings Lutheran School, among others.

Also compare Lake Mary to the north and the in-town Audubon Park and College Park neighborhoods. We can introduce you to a local agent once you have a shortlist.

Lakes and parks

Lakeside parks draw boaters to the city's 21 lakes. Ask the city which parks and boat ramps are closest to the home.

Costs and taxes in Maitland

City millage

Homes inside Maitland city limits pay the city's millage on top of Orange County, school board and other levies. For fiscal year 2026 the City Council adopted an operating rate of 5.0465 mills and a combined rate of 5.2425 mills, which includes voted debt service. Each mill is $1 per $1,000 of taxable value, so the city portion alone on a home with $400,000 of taxable value would be about $2,097 at the combined rate.

What to check on the tax bill

• Confirm the parcel is inside Maitland city limits on the Orange County Property Appraiser record. Some addresses with a Maitland mailing name are not.
• Estimate your tax on your purchase price, not the seller's capped assessment.
• File for homestead if eligible: it can cut taxable value by as much as $50,000.

See the Orange County property tax guide for the county side of the bill.

Insurance

Citizens reported an average homeowners (HO-3) premium of $2,789 in Orange County in its 2026 filing, with a recommended rise to $2,922. Lakefront homes may also need flood cover.

Sales tax

Maitland is in Orange County, where the combined sales tax is 6.5%: the 6% state rate plus a 0.5% county surtax.

Getting to Orlando from Maitland

Maitland sits on the SunRail line between Altamonte Springs and Winter Park, with its station on US 17-92. Maitland and downtown Orlando are both in Orange County, so a one-way adult SunRail ticket within one county is $2.00. I-4 runs along the Maitland Center side of the city for drivers.

Before relying on the train, check the timetable against your working hours and how you will get from the destination station to your office.

SunRail began running its first 31-mile segment, between DeBary and Sand Lake Road, on May 1, 2014, with Maitland among the stops.

Pros and cons of living in Maitland

Pro: lakes

Twenty-one lakes, led by the 451-acre Lake Maitland.

Pro: close to Orlando and Winter Park

A SunRail station and I-4 put downtown within a short trip.

Pro: culture for a small city

A National Historic Landmark art center, several museums and the Enzian.

Pro: prices held up

Zillow's typical value rose 2.0% in the year to August 2026.

Con: city millage on top of county taxes

The FY2026 combined city rate was 5.2425 mills.

Con: higher entry price

The typical value is about $106,000 above the City of Orlando's.

Con: flood checks on lakefront lots

The city's FY2026 capital plan includes flood mitigation work, a reminder to ask about drainage history on low-lying streets.

Common questions

Sources

• Wikipedia: Maitland, Florida
• Citizen Portal: Maitland council adopts fiscal 2026 budget, sets millage rates
• Art & History Museums - Maitland: home page
• SunRail: Stations
• SunRail: Fares
• Orange County Public Schools: Departments (Find My School)
• Florida Department of Revenue: Property tax exemptions
• Zillow Research: Zillow Home Value Index (August 2026)
• Citizens Property Insurance: 2026 Recommended Rate Filing Executive Summary
• Freddie Mac: Primary Mortgage Market Survey
• FEMA: Flood Map Service Center
• Florida Department of Revenue: Discretionary sales surtax rates (DR-15DSS)