Royal Palm Yacht & Country Club, Boca Raton: homes, costs and what to check

At a glance

Royal Palm Yacht & Country Club at a glance

Royal Palm Yacht & Country Club sits in East Boca Raton between Federal Highway and the Intracoastal Waterway, with entrances on Federal Highway and East Camino Real. Royal Palm Properties, the community's affiliated brokerage, describes 450 acres and 749 homesites: 229 on the water, 221 on the golf course and 299 interior lots.

The community dates to the late 1950s, when Arvida began developing it. The club says the original golf course was designed by Robert Trent Jones and has since been rebuilt as a Jack Nicklaus Signature course of more than 7,000 yards. It also runs a 60-slip marina.

Zillow's typical home value for its Royal Palm neighborhood was $7,041,067 in August 2026, up 9.7% on the year. That is the highest of the Boca Raton neighborhoods in our data set, and far above the $576,824 typical value for the city as a whole.

Is Royal Palm Yacht & Country Club a good area to live?

For buyers at the top of the market who want a single-family home on the water or a golf course in East Boca, it is one of the few options of its kind. Royal Palm Properties places it directly across from The Boca Raton resort and minutes from Mizner Park, and 229 of its 749 homesites have direct ocean access by water.

The costs are the price level, with Zillow's typical value at $7,041,067 in August 2026, and the upkeep and insurance that come with large coastal homes. Club access is not included with a home. The pros and cons below cover the trade-offs.

What Royal Palm is known for: a club separate from the homes

Unlike most Boca Raton club communities, buying a home here doesn't make you a club member. Royal Palm Properties states that homeownership is separate from membership and not mandatory, and the club says membership is by invitation, with a selection process run by its members. The club also has no residency requirement, so some members live elsewhere.

If club access matters to you, don't assume it comes with the house. Ask how the invitation process works and how long it usually takes before you commit.

Homes and prices by lot type

Homes are single-family, and lot type drives price. Zillow's typical home value for its Royal Palm neighborhood was $7,041,067 in August 2026, up 9.7% on the year.

Waterfront lots

229 homesites are on the water, with Intracoastal and ocean access. Look at seawall and dock condition, permits for any boat lift, and the elevation certificate.

Golf course lots

221 homesites face the Jack Nicklaus Signature course. Ask about course maintenance schedules and any easements.

Interior lots

299 homesites have neither water nor golf frontage, so compare them only with other interior sales. Ask a local agent for closed sales matched on lot type.

Living in Royal Palm

Security

The Royal Palm Improvement Association runs a private security staff of 23 State of Florida certified armed officers, patrolling 24 hours a day with four patrol vehicles, bicycles and a golf cart. There are only two community entrances, on Federal Highway and East Camino Real.

Beach and shopping

Mizner Park's shops and restaurants are nearby. City beach parks along A1A take an annual vehicle permit, which costs $90 for city and Beach and Park District residents from October 1, 2026; check your residency on the city's map before you buy one.

Schools

The School District of Palm Beach County assigns public schools by street address, not by community name, so check each Royal Palm address in the district's Find My School tool rather than relying on a listing. The district kept its A grade from the state for 2025-26, and 84% of district-run schools were rated A or B. Our Boca Raton schools guide covers choice programs and how to confirm zoning.

Getting around

Federal Highway runs past one entrance, with I-95 to the west. For longer trips, Tri-Rail's Boca Raton station at 680 Yamato Road has free parking for commuters, and Brightline's downtown station at 101 NW 4th St. runs to Miami and Orlando.

Costs: HOA, property tax, insurance and flood

HOA fee

Royal Palm Properties lists the homeowners association fee at $4,150 a year, due each July 1, and says there has never been an assessment. Confirm the current figure with the association. Florida law also requires a disclosure summary before you sign a contract in an HOA community, covering membership, recorded covenants and assessments.

Property tax

Check on the Property Appraiser record whether the parcel is inside Boca Raton city limits. The city's proposed 2026 operating rate is 3.6476 mills; unincorporated parcels skip that line but carry county Fire/Rescue (3.4581 mills) and Library (0.5491 mills) rates instead. The county (4.5000 mills proposed) and the School Board (3.0390 state plus 3.2480 local) appear on every bill. If the home will be your permanent residence on January 1, file for homestead with the Property Appraiser by March 1: the first $25,000 exemption applies to all taxes, and an additional exemption of up to $25,722 (the 2025 figure) applies to non-school taxes. A sale resets the assessed value, so budget from the new value, not the seller's bill. See the Palm Beach County property tax guide.

Flood zone and insurance

Palm Beach County's Office of Emergency Management has separate address lookups for your hurricane evacuation zone and flood zone, and the two are not the same thing. Florida law requires a seller of residential property to give you a flood disclosure at or before signing, saying whether they know of flood damage, have filed a flood claim or received FEMA assistance for the home. Standard homeowners policies exclude flood, so get a flood quote as well as a wind quote. On large coastal homes, wind and flood premiums can be one of the biggest yearly costs, so get quotes early in your inspection period.

What to check before you make an offer

• Lot type: waterfront, golf or interior, and the dock and seawall on water lots.
• Flood zone and elevation: the elevation certificate and flood insurance quote.
• HOA: the current fee, rules on construction and renovation, and approval steps.
• Property tax: a sale resets the assessed value. See our Palm Beach County property tax guide.

For wider trends, see the Boca Raton housing market page and the Boca Raton ZIP code guide for 33432.

Pros and cons of Royal Palm

Pro: ocean access by boat

Waterfront lots reach the Intracoastal and ocean, and the club runs a 60-slip marina.

Pro: low HOA fee for the price level

A listed fee of $4,150 a year is modest next to club communities with mandatory dues.

Con: club access is not guaranteed

Membership is by invitation, so a home purchase doesn't bring golf or marina privileges.

Con: coastal risk and cost

Flood zones, seawalls and insurance on large waterfront homes add real cost.

Communities to compare

For estate homes inside a mandatory-membership golf club, compare St. Andrews Country Club and Woodfield Country Club. For waterfront condos just across the Intracoastal, see Highland Beach.

Common questions

Sources

• Royal Palm Properties: About RPYCC
• Royal Palm Yacht & Country Club: Home
• School District of Palm Beach County: Find My School
• Boca Raton Tribune: Here's how Palm Beach County School District earned top grade (July 2026)
• Palm Beach County Property Appraiser: Homestead exemption
• Palm Beach County Property Appraiser: 2026 proposed millage rates and hearings
• Palm Beach County Office of Emergency Management: Know Your Zone
• Florida Statutes: Section 689.302, disclosure of flood risks
• Florida Statutes: Section 720.401, HOA disclosure summary
• Tri-Rail: Boca Raton Station
• Brightline: Boca Raton Station
• Zillow Research: Home Value Index and market data, August 2026
• City of Boca Raton: Beach permits and daily rates
• Royal Palm Improvement Association: Security