JACKSONVILLE AREA COMMUNITY GUIDE

RiverTown, St. Johns: homes, builders, CDD fees and what to check

RiverTown is a master-planned community on the St. Johns River in St. Johns, St. Johns County, with new homes by Mattamy Homes and Toll Brothers. Prices listed on the community site in September 2026 ran from the mid $200s for townhomes to the upper $600s for single-family homes. The Rivers Edge CDD's adopted FY2027 maintenance assessments run from $1,455.10 to $3,121.42 a year, depending on lot width.

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At a glance

LocationOn the St. Johns River in St. Johns, St. Johns County (welcome center: 90 Lanier Street, 32259)
BuildersMattamy Homes and Toll Brothers
Home typesTownhomes, single-family homes, and 55+ villas and homes in WaterSong
Listed prices (Sept 2026)From the mid $200s to the upper $600s by neighborhood
CDD maintenance (FY2027)$1,455.10 to $3,121.42 a year by lot width, Rivers Edge CDD
K-8 schoolHallowes Cove Academy, opened in 2025

Homes and prices in RiverTown

Neighborhoods and starting prices

RiverTown's site lists two builders, Mattamy Homes and Toll Brothers, and six neighborhoods. Starting prices below are as posted in September 2026 and change often.

NeighborhoodListed fromWhat it offers
MeadowsMid $200sTownhomes
WaterSongMid $300s55+ villas and single-family homes
ForestLow $400sHomes near wetland preserves
CoveMid $500sPreserve and water views
ShoresHigh $500sSingle-family homes and townhomes
SpringsUpper $600s75-foot homesites

Townhomes, single-family homes and 55+ homes

Home types run from Meadows townhomes to single-family homes on 75-foot homesites in Springs, with 55+ villas and homes in WaterSong. Toll Brothers' own page for Shores at RiverTown listed homes from $699,000 in September 2026, so check each builder's current price sheet. For other new-home options, see our Jacksonville new construction guide.

Is RiverTown a good area to buy in?

RiverTown suits buyers who want a new home on the St. Johns River side of St. Johns County, with a new K-8 school, three amenity centers and a 55+ section in the same community. Listed prices in September 2026 started in the mid $200s for townhomes, below many newer communities nearby.

The costs to weigh are the CDD maintenance assessment, which rose 11% for FY2027, any bond debt on the lot, HOA dues, and the drive to Jacksonville. Compare it with Julington Creek Plantation, an older planned community nearby, and SilverLeaf.

WaterSong, the 55+ neighborhood

WaterSong amenities

WaterSong is an active adult neighborhood inside RiverTown with its own amenities: a clubhouse, resort pool, heated lap pool, outdoor spa, fitness room, pickleball and bocce courts, a biergarten, a fire pit, a paw park and a full-time lifestyle director. Ask for its separate rules and dues. Compare it with other options in our Jacksonville 55+ communities guide.

Living in RiverTown

Amenity centers

Residents share three main amenity centers. The RiverClub has an amphitheater, playground and game room. The RiverHouse has event space, a large patio and fitness classes, and the newer RiverLodge is now open. The community site also lists three resort-style pools, a fitness center, sports courts and two dog parks.

Trails and the river

A trail network includes riverfront hiking along the St. Johns.

Sports fields

RiverTown Fields hosts St. Johns youth baseball, softball and soccer leagues.

Costs: CDD, HOA and property tax

Rivers Edge CDD

RiverTown is served by the Rivers Edge Community Development District, established in 2006. The St. Johns County Tax Collector also lists Rivers Edge II and Rivers Edge III CDDs, so newer sections may fall in a different district. The Rivers Edge CDD adopted these yearly maintenance assessments for FY2027, which begins October 1, 2026:

Lot widthFY2027FY2026
30 to 39 ft$1,455.10$1,310.90
40 to 49 ft$1,736.73$1,564.62
50 to 59 ft$2,041.83$1,839.49
60 to 69 ft$2,346.94$2,114.36
70 to 79 ft$2,816.32$2,537.23
80 ft and up$3,121.42$2,812.09

That is an 11% increase. The budget also assigns every lot to one of the district's 2016, 2018 or 2018A bond series, which adds debt service unless it was paid off.

HOA dues

RiverTown's calendar also lists an HOA office, so expect HOA dues too. Ask for the parcel's current tax bill and the HOA estoppel to see the full yearly cost.

Property tax

The St. Johns County Tax Collector's 2025 millage sheet shows a total of 13.4686 mills for the Rivers Edge CDD district, covering county, school, fire and regional levies, before the CDD assessment.

Location and flood checks

RiverTown sits along the St. Johns River in St. Johns County, south of Jacksonville and north of St. Augustine. Homes near the river, wetlands or ponds can sit in different flood zones, so check the FEMA zone and get an insurance quote for the exact lot. Our Jacksonville flood zone guide explains what each zone means.

Schools

Hallowes Cove Academy, a St. Johns County K-8 school, opened in 2025 to serve RiverTown. It opened with grades K-7 in its first year, and the Florida Department of Education graded it A for 2025-26. High school zoning depends on the address, so check the district's attendance zone locator and see our best schools guide.

Pros and cons of RiverTown

  • Pro: new homes from the mid $200s to the upper $600s, including a 55+ neighborhood.
  • Pro: riverfront trails, three amenity centers and youth sports fields.
  • Pro: Hallowes Cove Academy, a K-8 that opened in 2025, earned an A for 2025-26.
  • Con: CDD maintenance assessments of $1,455.10 to $3,121.42 a year, up 11%, plus possible bond debt.
  • Con: HOA dues on top, and flood zones that vary near the river and wetlands.

Common questions

Does RiverTown have a CDD?+

Yes. RiverTown is served by the Rivers Edge CDD, and the county also lists Rivers Edge II and III. For FY2027 the Rivers Edge CDD set yearly maintenance assessments of $1,455.10 to $3,121.42 depending on lot width, up 11%. Lots can also carry bond debt service, so check the parcel's tax bill.

Who builds homes in RiverTown?+

The RiverTown community site lists two builders, Mattamy Homes and Toll Brothers. In September 2026 its neighborhoods were listed from the mid $200s for Meadows townhomes to the upper $600s in Springs. Toll Brothers listed Shores at RiverTown from $699,000. Prices change often, so ask each builder for a current price sheet.

Is there a 55+ section in RiverTown?+

Yes. WaterSong is an active adult neighborhood inside RiverTown with villas and single-family homes, listed from the mid $300s in September 2026. It has its own clubhouse, resort pool, heated lap pool, spa, pickleball and bocce courts and a lifestyle director. Ask for its rules and any separate dues.

What school serves RiverTown?+

Hallowes Cove Academy, a K-8 school that opened in 2025, was built to serve RiverTown and received an A for 2025-26. Attendance zones in St. Johns County change as new schools open, so enter the exact address in the district's attendance zone locator before you rely on a school assignment.

How much are CDD fees in RiverTown?+

The Rivers Edge CDD adopted FY2027 maintenance assessments of $1,455.10 a year for 30 to 39-foot lots up to $3,121.42 for lots 80 feet and wider, an 11% increase on FY2026. Each lot is also assigned to a bond series that can add debt service. Check the parcel's tax bill for the full amount.

Sources

Antonio Roberts
ABOUT THE AUTHOR

Antonio Roberts

Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.

Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.

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