Julington Creek Plantation: homes, CDD and HOA fees, amenities and schools

At a glance

Where is Julington Creek Plantation?

Julington Creek Plantation is an unincorporated community in St. Johns County, along Race Track Road east of State Road 13. It falls within the Fruit Cove census-designated place, and the Plantation Club uses a Fruit Cove mailing address. The CDD describes it as about 20 miles south of downtown Jacksonville, 7 miles south of I-295 and 15 miles west of the Atlantic Ocean.

Don't mix it up with Zillow's "Julington Creek" neighborhood. That one is inside the City of Jacksonville in Duval County, and Zillow's typical home value there was $457,315 in August 2026, up 0.6% in a year. That figure does not describe Julington Creek Plantation. For Duval areas, see our Jacksonville neighborhoods guide and the Mandarin guide across the creek.

Is Julington Creek Plantation a good area?

It is an established planned community rather than a new one, with a CDD that runs its pools, courts and parks and a large preserve and lake network. That suits buyers who want amenities and St. Johns County schools without paying new-construction prices for a brand-new home.

The trade-offs are a two-layer fee structure (a CDD assessment and POA dues), older homes in many sections (the district dates from 1994), and a longer drive to downtown Jacksonville than from Mandarin. Compare it with newer RiverTown nearby.

What Julington Creek Plantation is known for

Amenities and open space. The CDD describes over 100 lakes, 1,200 acres of nature preserve and seven miles of bike and jogging trails across about 4,120 acres. The district was established on August 15, 1994, and also covers all of River Oaks Plantation.

Homes in Julington Creek Plantation

The CDD counts about 5,800 homes across a mix of neighborhoods. Our Zillow data set has no figure for the plantation itself, so ask a local agent for recent sales inside it.

Single-family homes

Most homes are detached houses. The district was formed in 1994, so check the age of the roof, air conditioning and other systems on any listing, since they drive insurance quotes.

Townhomes, condos and gated sections

The CDD's fee rules separate single-family homes from townhomes and other multi-family units, some neighborhoods are gated, and some include condos with their own association fees.

If you want a newer home in the same part of the county, compare our Jacksonville new construction guide.

Living in Julington Creek Plantation

Amenities

The CDD runs the Plantation Club recreation center at 350 Plantation Club Parkway, with a competition pool, a family pool with a slide, a fitness center and group classes. Other facilities include tennis courts, a sportsplex with basketball courts, a skate park, volleyball and Plantation Park. A rebuilt aquatic complex and park, with a new clubhouse and bar and grill, was under construction through 2025.

Schools lookup

Julington Creek Plantation uses St. Johns County public schools. Julington Creek Elementary earned an A in Florida's 2025-26 school grades, and the county had 40 A schools, 5 B schools and 1 C school that year. Zoning is set by address and has changed as new schools opened, so check the district's attendance zone locator. Our best schools guide covers schools across the area.

Getting around

Race Track Road and State Road 13 are the main roads; the CDD puts I-295 about 7 miles north. Drive to work at rush hour before you commit.

Costs: CDD, POA dues and taxes

CDD assessment

Charged only on neighborhoods inside the district, as a separate line on the property tax bill. The board sets it each July, and it differs for single-family and multi-family homes. It entitles the household to use the recreational facilities. Some older neighborhoods voted not to join the CDD when it was formed in 1994; owners there do not pay the CDD line but must pay membership dues to use the members-only amenities.

Property owners association dues

Charged to all owners, billed in December and due in January. Gated neighborhoods pay an extra assessment, plus condo fees where they apply. Current amounts were not available during our research, so ask for the parcel's latest tax bill and a POA estoppel.

Property tax

The St. Johns County Tax Collector's 2025 millage sheet lists a total of 13.4686 mills for the Julington Creek Plantation CDD district, before the CDD's own assessment and other non-ad valorem charges.

Flood zone

With lakes and preserve throughout, check the FEMA zone for the exact lot using our flood zone guide.

Pros and cons of Julington Creek Plantation

• Pro: a district-run club, pools, courts, trails and 1,200 acres of preserve.
• Pro: St. Johns County schools, where 40 schools earned an A for 2025-26.
• Con: both a CDD assessment and POA dues, plus extra fees in gated or condo sections.
• Con: the district dates from 1994, so many homes are old enough to need new roofs or systems.
• Con: about 20 miles from downtown Jacksonville by the CDD's estimate.

Common questions

Sources

• Julington Creek Plantation CDD: About Julington Creek Plantation (archived February 2024)
• Julington Creek Plantation CDD: District overview (archived September 2023)
• Julington Creek Plantation CDD: Fees (archived December 2023)
• Julington Creek Plantation CDD: Membership (archived December 2023)
• Julington Creek Plantation CDD: Home and construction updates (archived October 2025)
• Julington Creek Plantation CDD: Site map (archived August 2025)
• Wikipedia: Julington Creek Plantation, Florida
• St. Johns County Tax Collector: 2025 millages
• St. Johns County School District: Attendance zoning
• Florida Department of Education: School grades
• Zillow Research: Housing data (August 2026)