JACKSONVILLE AREA COMMUNITY GUIDE

SilverLeaf, St. Johns County: homes, builders, HOA fees and schools

SilverLeaf is a Hutson Companies master-planned community in St. Johns County, on St. Johns Parkway between County Road 210 and State Road 16, west of I-95. The developer lists 11 builders and says the community has no CDD fees, though homeowners pay master HOA dues and often neighborhood dues too. It puts downtown Jacksonville about 22 miles away.

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At a glance

LocationSt. Johns Parkway between CR 210 and SR 16, west of I-95, St. Johns County
DeveloperThe Hutson Companies
Planned sizeAbout 11,000 acres, zoned for 17,600 homes, with over 4,350 acres of conservation land
CDDNone, according to the developer
HOASilverLeaf Master Association plus neighborhood associations
55+ sectionReverie at SilverLeaf by Dream Finders Homes, from $331,990 (Sept 2026)

Homes, builders and prices in SilverLeaf

Builders

SilverLeaf's builder page lists Ashley Homes, David Weekley Homes, Dream Finders Homes, ICI Homes, Lennar, Master Craft, Reverie, Richmond American Homes, Riverside Homes, Taylor Morrison and Toll Brothers. Neighborhoods named on the residents page include Brandon Lakes, Brook Forest, Elm Creek, Holly Forest, Johns Island, Newbrook, Silver Falls, Silver Landing, Silver Meadows, SilverLeaf Village and Waterford Lakes.

Townhomes, villas and single-family homes

Home types range from townhomes and villas to single-family homes on different lot widths. For example, Dream Finders listed Brook Forest townhomes from $339,990, villas from $342,990 and 50-foot-lot homes from $485,990 in September 2026. See our Jacksonville new construction guide to compare other communities.

Is SilverLeaf a good area to buy in?

SilverLeaf suits buyers who want a new home in St. Johns County from a wide choice of builders without a CDD assessment on the tax bill. The developer plans about 11,000 acres zoned for 17,600 homes, with over 4,350 acres of conservation land, so it will keep growing for years.

The trade-offs are distance and ongoing construction. The developer puts downtown Jacksonville about 22 miles away, and a community still being built means new sections, roads and schools opening around you. Compare it with RiverTown and Beachwalk, which both carry CDD assessments.

Reverie at SilverLeaf, the 55+ section

Reverie at SilverLeaf is a 55+ neighborhood by Dream Finders Homes inside the larger community. In September 2026 it listed homes from $331,990, with 2 to 4 bedrooms and 1,475 to 3,129 square feet. Its amenity list includes a clubhouse with a fitness center, a golf simulator, a resort-style pool and spa, bocce and other sports courts, and a lifestyle team. Compare it in our Jacksonville 55+ communities guide.

Costs: no CDD, but HOA dues and county taxes

Both the developer and Dream Finders say SilverLeaf has no CDD fees. That removes one line many new St. Johns County communities carry on the tax bill, but it does not mean no fees.

Master HOA

The amenity center's site sends owners to the SilverLeaf Master association for questions about master HOA dues.

Neighborhood associations

Many sections, such as Brook Forest, Holly Forest, Johns Island, Silver Landing and the Waterford Lakes townhomes, have their own association and management company. Ask for estoppel letters from every association and the HOA disclosure summary before you sign.

Property tax

The St. Johns County Tax Collector's 2025 millage sheet shows a total of 13.4686 mills for the county's base unincorporated district, covering county, school, fire and regional levies. Your parcel's district and any non-ad valorem charges are on its tax bill. Our Jacksonville cost of living guide covers insurance and other costs, and our flood zone guide explains how to check the lot's FEMA zone.

Living in SilverLeaf: amenities

Amenity centers

SilverLeaf's amenity site describes two amenity areas. The Village Amenity Center has a pool pavilion, an indoor rental room and an event pavilion, and the Johns Island amenity has two pool pavilions and a banquet room. Residents get pools and tennis and pickleball courts, with entry by registered key fob.

Paths and parks

The developer also cites over 50 miles of sidewalks and cart paths and many neighborhood parks.

Where is SilverLeaf?

The developer puts SilverLeaf about 22 miles from downtown Jacksonville, 16 miles from St. Johns Town Center, 21 miles from historic downtown St. Augustine and 38 miles from Jacksonville International Airport. Those are the developer's figures, so test the drive at rush hour. Browse other areas in our Jacksonville neighborhoods guide, including Nocatee and RiverTown.

Schools and zoning

The St. Johns County School District planned a new K-8 school inside SilverLeaf at 800 Courtney Vista Drive, called K-8 School QQ during planning, to open for 2026-27. The board approved its attendance zone on November 18, 2025, and the district said the changes would affect students at Wards Creek Elementary, Mill Creek Academy and Pacetti Bay Middle, among others. Tocoi Creek High School is on St. Johns Parkway and earned an A for 2025-26. Check each address in the district's locator and see our best schools guide.

Pros and cons of SilverLeaf

  • Pro: no CDD assessment, according to the developer and Dream Finders.
  • Pro: 11 builders listed, from Brook Forest townhomes listed from $339,990 to single-family homes.
  • Pro: a 55+ section, Reverie, inside the community.
  • Con: master HOA dues plus neighborhood association dues in many sections.
  • Con: about 22 miles from downtown Jacksonville by the developer's figure.
  • Con: school zones are shifting as new schools open inside the community.

Common questions

Does SilverLeaf have CDD fees?+

No, according to the developer, The Hutson Companies, and builder Dream Finders Homes. Homeowners do pay master HOA dues to the SilverLeaf Master association, and many neighborhoods have their own association as well. Ask for estoppel letters from each association to see the total yearly cost.

Who builds in SilverLeaf?+

The developer's builder page lists Ashley Homes, David Weekley Homes, Dream Finders Homes, ICI Homes, Lennar, Master Craft, Reverie, Richmond American Homes, Riverside Homes, Taylor Morrison and Toll Brothers. Not every builder has homes available at any given time, so check each builder's current inventory and price sheet.

Is there a 55+ community in SilverLeaf?+

Yes. Reverie at SilverLeaf is a 55+ neighborhood by Dream Finders Homes. In September 2026 it listed homes from $331,990, with 1,475 to 3,129 square feet. It has its own clubhouse, fitness center, golf simulator, pool and spa, and the builder says it carries no CDD fees.

How far is SilverLeaf from Jacksonville?+

The developer lists SilverLeaf about 22 miles from downtown Jacksonville and 16 miles from St. Johns Town Center. It sits on St. Johns Parkway between County Road 210 and State Road 16, west of I-95. Drive the route at rush hour before you commit.

What is the property tax rate in SilverLeaf?+

SilverLeaf is in unincorporated St. Johns County. The county tax collector's 2025 millage sheet shows a total of 13.4686 mills for the base unincorporated district, covering county, school, fire and regional levies. There is no CDD line according to the developer, but check the parcel's latest tax bill for its district and any other charges.

Sources

Antonio Roberts
ABOUT THE AUTHOR

Antonio Roberts

Antonio Roberts has spent five years helping more than 500 Florida buyers and sellers choose the right real estate agent. He is not a real estate agent himself: he researches what matters in a Florida move and connects people with licensed local agents, free of charge.

Reviewed by a licensed Florida real estate agent. Before publication, this guide was checked for accuracy by a licensed Florida real estate agent on our team. It is general information, not legal, tax or financial advice.

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